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Home Liability Insurance - Additional Home Insurance Coverage Newark DE

Most home insurance policies will include some liability coverage. You might want to consider additional home liability insurance coverage if you keep any kind of hazardous machinery around the house

Allstate Insurance William J Heydt
(302) 292-8420
6 Polly Drummond Hill Rd
Newark, DE
 
Ungerer W C
(302) 368-8505
290 East Main St
Newark, DE
 
Allstate Insurance Provey Powell Jr
(302) 992-0100
1819 Newport Gap Pike
Wilmington, DE
 
Bill Dewberry Agency
(302) 995-9550
5700 Kirkwood Hwy
Wilmington, DE
 
Shawn G. Coen Agency
(302) 292-8700
20 Peddlers Row
Christiana, DE
 
Godfrey Donald B Insurance
(302) 738-6540
219 East Main Street
Newark, DE
 
Michael T. Alpaugh Insurance Agency
(302) 453-9871
94 East Main Street
Newark, DE
 
Wallace Charles Insurance
(302) 995-2266
1906 Newport Gap Pike
Wilmington, DE
 
Affordable Insurance Network Of Delaware
(302) 834-9641
1218 Pulaski Highway
Bear, DE
 
M. D. Browne Insurance Agency Inc.
(302) 834-0300
1220 Peoples Plz
Newark, DE
 

Home Liability Insurance - Additional Home Insurance Coverage

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Home Liability Insurance

Most home insurance policies will include some liability coverage. Most home insurance policies provide a minimum of $100,000 liability. You should consider $250,000 to $300,000 usually. While this might seem a small amount compared to the recommended liability protection that you should carry on your car, it's generally sufficient.

You might want to consider additional home liability insurance coverage if you keep any kind of hazardous machinery around the house; maybe you are a hobbyist wood worker or if you collect guns. Accidents with power tools and firearms are more deadly than your regular, garden-variety accident. If someone sues you because they are hurt by a gun on your property you will want to have additional coverage; given a litigious society and an ambivalent attitude towards guns in many areas.

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Because lawsuit's are more common today many are not comfortable with the level of liability in their home insurance liability policy. You can't blame them. If you aren't comfortable consider an additional "umbrella liability" home insurance policy. This is extra home liability coverage which will kick in when the liability under your home owne...

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