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Home Liability Insurance - Additional Home Insurance Coverage Kalispell MT

Most home insurance policies will include some liability coverage. You might want to consider additional home liability insurance coverage if you keep any kind of hazardous machinery around the house

Talbot Agencies
(406) 752-8693
6 Sunset Plaza
Kalispell, MT
 
Farmers Union Insurance Agents
(406) 755-5634
490 East Montana Street
Kalispell, MT
 
Farmers Union Insurance Agents
(406) 755-5634
490 East Montana Street
Kalispell, MT
 
Cascade Mutual Insurance
(406) 453-3923
5000 9th Avenue South
Great Falls, MT
 
Solutions4insurance Llc
(406) 727-5440
1818 10th Avenue South
Great Falls, MT
 
Hanson Keith American West Insurance
(406) 257-9378
1325 Ushighway 2 West
Kalispell, MT
 
Hanson Keith American West Insurance
(406) 257-9378
1325 Ushighway 2 West
Kalispell, MT
 
Intermountain Insurance Agency Of Montana
(406) 452-2509
17 5th Street North
Great Falls, MT
 
Farmers Insurance Group Of Companies
(406) 222-7788
1016 West Park Street
Livingston, MT
 
Ericksonbaldwin Insurance Associates Mim
(406) 265-1226
Po Box 2500
Havre, MT
 

Home Liability Insurance - Additional Home Insurance Coverage

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Home Liability Insurance

Most home insurance policies will include some liability coverage. Most home insurance policies provide a minimum of $100,000 liability. You should consider $250,000 to $300,000 usually. While this might seem a small amount compared to the recommended liability protection that you should carry on your car, it's generally sufficient.

You might want to consider additional home liability insurance coverage if you keep any kind of hazardous machinery around the house; maybe you are a hobbyist wood worker or if you collect guns. Accidents with power tools and firearms are more deadly than your regular, garden-variety accident. If someone sues you because they are hurt by a gun on your property you will want to have additional coverage; given a litigious society and an ambivalent attitude towards guns in many areas.

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Because lawsuit's are more common today many are not comfortable with the level of liability in their home insurance liability policy. You can't blame them. If you aren't comfortable consider an additional "umbrella liability" home insurance policy. This is extra home liability coverage which will kick in when the liability under your home owne...

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