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Home Liability Insurance - Additional Home Insurance Coverage Evergreen CO

Most home insurance policies will include some liability coverage. You might want to consider additional home liability insurance coverage if you keep any kind of hazardous machinery around the house

Shirley Chapman Insurance
(303) 697-6652
7652 S Sourdough Dr
Morrison, CO
 
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(303) 933-0023
10184 W Belleview Ave
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Allstate Insurance Laura Inzano
(303) 973-4433
6901 S Pierce St #350
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Financial Dimensions Ltd
(303) 985-4093
1050 S Union Blvd
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(303) 980-6265
7110 W Jefferson Ave
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Allstate Insurance Patricia Mccaskey
(303) 971-0555
10789 Bradford Rd Ste. 240
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Advantage Insurance And Financial Services Inc.
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Allstate Insurance Joe Anderson
(303) 986-3141
12354 Alameda Parkway 140h
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(800) 979-1288
8280 W Coal Mine Ave Ste 15
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Allstate Insurance Pat Pegg
(303) 988-9470
2255 S Wadsworth #201
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Home Liability Insurance - Additional Home Insurance Coverage

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Home Liability Insurance

Most home insurance policies will include some liability coverage. Most home insurance policies provide a minimum of $100,000 liability. You should consider $250,000 to $300,000 usually. While this might seem a small amount compared to the recommended liability protection that you should carry on your car, it's generally sufficient.

You might want to consider additional home liability insurance coverage if you keep any kind of hazardous machinery around the house; maybe you are a hobbyist wood worker or if you collect guns. Accidents with power tools and firearms are more deadly than your regular, garden-variety accident. If someone sues you because they are hurt by a gun on your property you will want to have additional coverage; given a litigious society and an ambivalent attitude towards guns in many areas.

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Because lawsuit's are more common today many are not comfortable with the level of liability in their home insurance liability policy. You can't blame them. If you aren't comfortable consider an additional "umbrella liability" home insurance policy. This is extra home liability coverage which will kick in when the liability under your home owne...

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