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Home Liability Insurance - Additional Home Insurance Coverage Elkton MD

Most home insurance policies will include some liability coverage. You might want to consider additional home liability insurance coverage if you keep any kind of hazardous machinery around the house

Aaa Mid Atlantic
(800) 492-5901
Po Box 940
Elkton, MD
 
Allstate Insurance Tom Wiseley
(302) 832-7700
1400 Peoples Plaza Suite #228
Newark, DE
 
Fitzgerald Insurance Agency Inc
(410) 287-7088
188 Wells Camp Rd.
North East, MD
 
Godfrey Donald B Insurance
(302) 738-6540
219 East Main Street
Newark, DE
 
Ungerer W C
(302) 368-8505
290 East Main St
Newark, DE
 
State Farm Bank
(302) 832-0344
1250 Peoples Plaza
Newark, DE
 
M. D. Browne Insurance Agency Inc.
(302) 834-0300
1220 Peoples Plz
Newark, DE
 
Allstate Insurance William J Heydt
(302) 292-8420
6 Polly Drummond Hill Rd
Newark, DE
 
Shawn G. Coen Agency
(302) 292-8700
20 Peddlers Row
Christiana, DE
 
Michael T. Alpaugh Insurance Agency
(302) 453-9871
94 East Main Street
Newark, DE
 

Home Liability Insurance - Additional Home Insurance Coverage

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Home Liability Insurance

Most home insurance policies will include some liability coverage. Most home insurance policies provide a minimum of $100,000 liability. You should consider $250,000 to $300,000 usually. While this might seem a small amount compared to the recommended liability protection that you should carry on your car, it's generally sufficient.

You might want to consider additional home liability insurance coverage if you keep any kind of hazardous machinery around the house; maybe you are a hobbyist wood worker or if you collect guns. Accidents with power tools and firearms are more deadly than your regular, garden-variety accident. If someone sues you because they are hurt by a gun on your property you will want to have additional coverage; given a litigious society and an ambivalent attitude towards guns in many areas.

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Because lawsuit's are more common today many are not comfortable with the level of liability in their home insurance liability policy. You can't blame them. If you aren't comfortable consider an additional "umbrella liability" home insurance policy. This is extra home liability coverage which will kick in when the liability under your home owne...

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