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Home Liability Insurance - Additional Home Insurance Coverage Coeur D Alene ID

Most home insurance policies will include some liability coverage. You might want to consider additional home liability insurance coverage if you keep any kind of hazardous machinery around the house

Harris Dean Insurance
(208) 667-9406
Po Box 430
Coeur D Alene, ID
 
Reliant Northwest Insurance
(208) 664-8141
1110 W Park Pl Ste 303
COEUR D ALENE, ID
Services
Homeowners Insurance

Allstate Insurance Tracy Singer
(208) 687-9414
13785 W Hwy 53 Ste 5
Rathdrum, ID
 
Farmers Insurance Group Of Companies
(208) 345-5111
5107 West Overland Road
Boise, ID
 
Burton Insurance Agency Farmers Insurance
(208) 934-8037
342 Main St. #4
Gooding, ID
 
Silvermark Insurance
(208) 664-8141
2020 North Lakewood Drive
Coeur D Alene, ID
 
Farmers Insurance Post Falls Agency
(208) 773-7548
504 E Seltice Way
Post Falls, ID
 
Allstate Insurance - Clifford C. Walton- Jr.
(509) 926-1777
S 502 Sullivan
VERADALE, WA
Services
Homeowners Insurance

American Family Insurance Dwayne Ellis
(208) 424-0864
1778 W State St
Boise, ID
 
Farmers Insurance Group
(208) 376-6100
126 S Cole Road
Boise, ID
 

Home Liability Insurance - Additional Home Insurance Coverage

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Home Liability Insurance

Most home insurance policies will include some liability coverage. Most home insurance policies provide a minimum of $100,000 liability. You should consider $250,000 to $300,000 usually. While this might seem a small amount compared to the recommended liability protection that you should carry on your car, it's generally sufficient.

You might want to consider additional home liability insurance coverage if you keep any kind of hazardous machinery around the house; maybe you are a hobbyist wood worker or if you collect guns. Accidents with power tools and firearms are more deadly than your regular, garden-variety accident. If someone sues you because they are hurt by a gun on your property you will want to have additional coverage; given a litigious society and an ambivalent attitude towards guns in many areas.

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Because lawsuit's are more common today many are not comfortable with the level of liability in their home insurance liability policy. You can't blame them. If you aren't comfortable consider an additional "umbrella liability" home insurance policy. This is extra home liability coverage which will kick in when the liability under your home owne...

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