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Home Liability Insurance - Additional Home Insurance Coverage Caldwell ID

Most home insurance policies will include some liability coverage. You might want to consider additional home liability insurance coverage if you keep any kind of hazardous machinery around the house

Idahos Best Insurance
(208) 455-9688
317 Happy Day Boulevard Suite 150
Caldwell, ID
 
Idaho Insurance Inc
(208) 455-0071
1117 Cleveland Boulevard
Caldwell, ID
 
Farmers Insurance Peter Olson
(208) 466-2101
119 S Valley Dr Across Walmart
Nampa, ID
 
American Family Insurance Nanci Uli
(208) 286-4680
1551 W Cherry Ln Ste 105
Meridian, ID
 
Allstate Insurance David M. Kuck
(208) 288-2113
850 E. Eranklin Rd. Suite #407
Meridian, ID
 
Freemyer Mark S Insurance
(208) 459-1713
3110 Cleveland Boulevard Suite A3
Caldwell, ID
 
Allstate Insurance Sandy Van Horn
(208) 455-5169
317 Happy Day Boulevard Suite 150
Caldwell, ID
 
Waters Jim Insurance
(208) 466-4800
1713 12th Avenue Road
Nampa, ID
 
American Family Insurance Kelby Dribnak
(208) 884-5249
1551 W Cherry Ln Ste 105
Meridian, ID
 
Allstate Insurance Clark Nielsen
(208) 288-1690
2000 S Eagle Rd
Meridian, ID
 

Home Liability Insurance - Additional Home Insurance Coverage

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Home Liability Insurance

Most home insurance policies will include some liability coverage. Most home insurance policies provide a minimum of $100,000 liability. You should consider $250,000 to $300,000 usually. While this might seem a small amount compared to the recommended liability protection that you should carry on your car, it's generally sufficient.

You might want to consider additional home liability insurance coverage if you keep any kind of hazardous machinery around the house; maybe you are a hobbyist wood worker or if you collect guns. Accidents with power tools and firearms are more deadly than your regular, garden-variety accident. If someone sues you because they are hurt by a gun on your property you will want to have additional coverage; given a litigious society and an ambivalent attitude towards guns in many areas.

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Because lawsuit's are more common today many are not comfortable with the level of liability in their home insurance liability policy. You can't blame them. If you aren't comfortable consider an additional "umbrella liability" home insurance policy. This is extra home liability coverage which will kick in when the liability under your home owne...

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