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Home Liability Insurance - Additional Home Insurance Coverage Burlington VT

Most home insurance policies will include some liability coverage. You might want to consider additional home liability insurance coverage if you keep any kind of hazardous machinery around the house

Metlife Auto & Home
(802) 862-4712
Burlington, VT
 
International Center For Captive Insurance Education
(802) 651-9050
84 Pine St
Burlington, VT
 
Delta Dental Plan of Vt
(802) 658-7839
135 College St
Burlington, VT
 
Crowley Insurance Agency
(802) 863-3416
100 N Willard St Ste 1
Burlington, VT
 
Dwight John K Office
(802) 540-0025
60 Lake St
Burlington, VT
 
Jeff Turnbaugh Ins Group Inc
(802) 862-1600
110 Main St
Burlington, VT
 
Metlife Financial Services
(802) 862-7824
346 Shelburne Rd
Burlington, VT
 
Hungerford Tom Insurance
(802) 655-3211
Burlington, VT
 
Cheeseman and Turnbaugh Insurance & Financial Svcs Inc
(802) 863-6021
110 Main St
Burlington, VT
 
Leadville Insurance
(802) 864-2300
84 Pine St
Burlington, VT
 

Home Liability Insurance - Additional Home Insurance Coverage

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Home Liability Insurance

Most home insurance policies will include some liability coverage. Most home insurance policies provide a minimum of $100,000 liability. You should consider $250,000 to $300,000 usually. While this might seem a small amount compared to the recommended liability protection that you should carry on your car, it's generally sufficient.

You might want to consider additional home liability insurance coverage if you keep any kind of hazardous machinery around the house; maybe you are a hobbyist wood worker or if you collect guns. Accidents with power tools and firearms are more deadly than your regular, garden-variety accident. If someone sues you because they are hurt by a gun on your property you will want to have additional coverage; given a litigious society and an ambivalent attitude towards guns in many areas.

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Because lawsuit's are more common today many are not comfortable with the level of liability in their home insurance liability policy. You can't blame them. If you aren't comfortable consider an additional "umbrella liability" home insurance policy. This is extra home liability coverage which will kick in when the liability under your home owne...

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