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Home Liability Insurance - Additional Home Insurance Coverage Burlington IA

Most home insurance policies will include some liability coverage. You might want to consider additional home liability insurance coverage if you keep any kind of hazardous machinery around the house

Cameron T K Insurance
(319) 752-0966
600 South Starr Avenue
Burlington, IA
 
Wilson Agency
(319) 394-3904
621 Main Street
Mediapolis, IA
 
Des Moines Co Mutual Insurance N
(319) 394-3173
800 Wapello Street South
Mediapolis, IA
 
Allstate Insurance David Redlinger
(319) 472-9999
315 A Ave
Vinton, IA
 
Corevens And Company
(563) 242-5423
2301 North 2nd Street
Clinton, IA
 
Dodds Bob Insurance Agency
(319) 392-8311
202 North Main Street
Danville, IA
 
Bi County Ins Inc
(309) 627-2050
Po Box 70
Biggsville, IL
 
Hopkirk And Feightner Insurance
(319) 372-3325
817 Avenue G
Fort Madison, IA
 
Wilson Agency
(319) 394-3904
621 Main Street
Mediapolis, IA
 
Bussey Insurance Service
(641) 944-5313
404 Merrill Street
Bussey, IA
 

Home Liability Insurance - Additional Home Insurance Coverage

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Home Liability Insurance

Most home insurance policies will include some liability coverage. Most home insurance policies provide a minimum of $100,000 liability. You should consider $250,000 to $300,000 usually. While this might seem a small amount compared to the recommended liability protection that you should carry on your car, it's generally sufficient.

You might want to consider additional home liability insurance coverage if you keep any kind of hazardous machinery around the house; maybe you are a hobbyist wood worker or if you collect guns. Accidents with power tools and firearms are more deadly than your regular, garden-variety accident. If someone sues you because they are hurt by a gun on your property you will want to have additional coverage; given a litigious society and an ambivalent attitude towards guns in many areas.

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Because lawsuit's are more common today many are not comfortable with the level of liability in their home insurance liability policy. You can't blame them. If you aren't comfortable consider an additional "umbrella liability" home insurance policy. This is extra home liability coverage which will kick in when the liability under your home owne...

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