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Home Liability Insurance - Additional Home Insurance Coverage Ankeny IA

Most home insurance policies will include some liability coverage. You might want to consider additional home liability insurance coverage if you keep any kind of hazardous machinery around the house

Doubleday Insurance Agency Inc
(515) 964-0637
110 Southeast Grant Street Suite 203
Ankeny, IA
 
Allstate Insurance Nathan Hilton
(515) 270-4818
5713 Madison Ave
Des Moines, IA
 
Holmes Murphy And Associates Inc
(515) 223-6800
420 Watson Powell Jr Way
Des Moines, IA
 
Advantageclive Insurance
(515) 222-4884
8421 University Boulevard Suite G
Clive, IA
 
Holmes Murphy And Associates Inc
(515) 223-6800
420 Watson Powell Jr Way
Des Moines, IA
 
Nelson Brothers/schroder
(515) 274-4785
3621 Douglas Ave
Des Moines, IA
 
Wells Fargo
(515) 245-3173
666 Walnut St
Des Moines, IA
 
Brookslussem Insurance Inc
(515) 243-4289
10546 Justin Drive
Urbandale, IA
 
A1 Insurance
(515) 440-0829
8421 University Boulevard Suite G
Clive, IA
 
Np Dodge Real Estate
(712) 482-6928
105 South Main Street
Oakland, IA
 

Home Liability Insurance - Additional Home Insurance Coverage

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Home Liability Insurance

Most home insurance policies will include some liability coverage. Most home insurance policies provide a minimum of $100,000 liability. You should consider $250,000 to $300,000 usually. While this might seem a small amount compared to the recommended liability protection that you should carry on your car, it's generally sufficient.

You might want to consider additional home liability insurance coverage if you keep any kind of hazardous machinery around the house; maybe you are a hobbyist wood worker or if you collect guns. Accidents with power tools and firearms are more deadly than your regular, garden-variety accident. If someone sues you because they are hurt by a gun on your property you will want to have additional coverage; given a litigious society and an ambivalent attitude towards guns in many areas.

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Because lawsuit's are more common today many are not comfortable with the level of liability in their home insurance liability policy. You can't blame them. If you aren't comfortable consider an additional "umbrella liability" home insurance policy. This is extra home liability coverage which will kick in when the liability under your home owne...

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