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Home Liability Insurance - Additional Home Insurance Coverage Ames IA

Most home insurance policies will include some liability coverage. You might want to consider additional home liability insurance coverage if you keep any kind of hazardous machinery around the house

Allstate Insurancemarci Baldwin
(515) 232-0771
516 Lincoln Way #b
Ames, IA
 
Larry Gregory Insurance
(319) 277-4162
3903 Heritage Road
Cedar Falls, IA
 
Wells Fargo
(515) 245-3173
666 Walnut St
Des Moines, IA
 
First National Insurance Agency
(712) 568-2442
251 Reed Street
Akron, IA
 
A1 Insurance
(515) 440-0829
8421 University Boulevard Suite G
Clive, IA
 
Severson Insurance Agency Inc
(515) 232-7203
205 Clark Avenue
Ames, IA
 
Allstate Insurance David Redlinger
(319) 472-9999
315 A Ave
Vinton, IA
 
Allstate Insurance Dennis Royle Croquart
(563) 359-4644
2705 Kimberly Road
Bettendorf, IA
 
Mel Foster Company Inc
(319) 359-5446
3218 E 35th Street Ct
Davenport, IA
 
Allstate Insurancekalina Insurance Inc.
(319) 362-2545
1014 11th St Ne Ste A
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Home Liability Insurance - Additional Home Insurance Coverage

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Home Liability Insurance

Most home insurance policies will include some liability coverage. Most home insurance policies provide a minimum of $100,000 liability. You should consider $250,000 to $300,000 usually. While this might seem a small amount compared to the recommended liability protection that you should carry on your car, it's generally sufficient.

You might want to consider additional home liability insurance coverage if you keep any kind of hazardous machinery around the house; maybe you are a hobbyist wood worker or if you collect guns. Accidents with power tools and firearms are more deadly than your regular, garden-variety accident. If someone sues you because they are hurt by a gun on your property you will want to have additional coverage; given a litigious society and an ambivalent attitude towards guns in many areas.

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Because lawsuit's are more common today many are not comfortable with the level of liability in their home insurance liability policy. You can't blame them. If you aren't comfortable consider an additional "umbrella liability" home insurance policy. This is extra home liability coverage which will kick in when the liability under your home owne...

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