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Home Liability Insurance - Additional Home Insurance Coverage Ames IA

Most home insurance policies will include some liability coverage. You might want to consider additional home liability insurance coverage if you keep any kind of hazardous machinery around the house

Allstate Insurancemarci Baldwin
(515) 232-0771
516 Lincoln Way #b
Ames, IA
 
Brookslussem Insurance Inc
(515) 243-4289
10546 Justin Drive
Urbandale, IA
 
Linder/peoples Insurance Agency Ltd
(800) 932-4801
P.o. Box 157
Charles City, IA
 
Cook Insurance
(641) 642-3612
104 N Main
Moulton, IA
 
Grandypratt Co
(712) 252-4026
4280 Sergeant Rd
Sioux City, IA
 
Severson Insurance Agency Inc
(515) 232-7203
205 Clark Avenue
Ames, IA
 
Holmes Murphy And Associates Inc
(515) 223-6800
420 Watson Powell Jr Way
Des Moines, IA
 
First National Insurance Agency
(712) 568-2442
251 Reed Street
Akron, IA
 
Meyers Jenk Insurance Agency
(563) 875-8096
147 1st Avenue East
Dyersville, IA
 
Larry Gregory Insurance
(319) 277-4162
3903 Heritage Road
Cedar Falls, IA
 

Home Liability Insurance - Additional Home Insurance Coverage

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Home Liability Insurance

Most home insurance policies will include some liability coverage. Most home insurance policies provide a minimum of $100,000 liability. You should consider $250,000 to $300,000 usually. While this might seem a small amount compared to the recommended liability protection that you should carry on your car, it's generally sufficient.

You might want to consider additional home liability insurance coverage if you keep any kind of hazardous machinery around the house; maybe you are a hobbyist wood worker or if you collect guns. Accidents with power tools and firearms are more deadly than your regular, garden-variety accident. If someone sues you because they are hurt by a gun on your property you will want to have additional coverage; given a litigious society and an ambivalent attitude towards guns in many areas.

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Because lawsuit's are more common today many are not comfortable with the level of liability in their home insurance liability policy. You can't blame them. If you aren't comfortable consider an additional "umbrella liability" home insurance policy. This is extra home liability coverage which will kick in when the liability under your home owne...

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