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Home Business Insurance Policy - Insurance for Home Business Pelham AL

The in home business insurance policy coverage can also be called an in home business endorsement. In that case, it will be a special endorsement to your existing home insurance.

J. Charles "Chuck" Dunham
201 Office Park Drive
Birmingham, AL
Company
Company: First Financial Group
Type
Investment Advisor Rep: Yes
Education
Vanderbilt University/BA
University of Alabama Birmingham (UAB)/MBA
Years Experience
Years Experience: 27
Service
Business Income Tax Planning,Fee-Only Comprehensive Financial Planning,Portfolio Engineering,401k Rollover From Employer,CD Alternative,Disability Insurance,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Hourly Financial Planning Engagements,Captive Insurance,Pension for Highly Compensated Owners,Income for Life/ Preserv

Data Provided by:
Brad Williams
2707 Artie St.
Huntsville, AL
Service
Fee Only Portfolio Management,Wealth Engineering,Mortgage Refinancing,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Alternative Investments,Disability Insurance,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Individual Income Tax Planning,Portfolio Engineering,High Yield Bank Accounts,401k Rollover From Employer,Income for Life/ Preserve Principal,Wealt

Data Provided by:
Allstate Insurance Companies
(334) 887-3595
2338 E University Dr
Auburn, AL
 
Cotton States Insurance
(334) 821-3792
2124 Moores Mill Rd
Auburn, AL
 
Carter M J & Co Inc
(256) 760-9999
125 S Court St
Florence, AL
 
J. Charles "Chuck" Dunham
201 Office Park Drive
Birmingham, AL
Company
Company: First Financial Group
Type
Investment Advisor Rep: Yes
Education
Vanderbilt University/BA
University of Alabama Birmingham (UAB)/MBA
Years Experience
Years Experience: 27
Service
Business Income Tax Planning,Fee-Only Comprehensive Financial Planning,Portfolio Engineering,401k Rollover From Employer,CD Alternative,Disability Insurance,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Hourly Financial Planning Engagements,Captive Insurance,Pension for Highly Compensated Owners,Income for Life/ Preserv

Data Provided by:
Lee Lawrence
8128 Old Federal Rd.
Montgomery, AL
Company
Title: Financial Consultant
Company: Affinity Partners, LLC.
Type
Investment Advisor Rep: Yes
Service
Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Business Income Tax Planning,Fee-Only Comprehensive Financial Planning,Portfolio Engineering,401k Rollover From Employer,Income for Life/ Preserve Principal,Alternative Investments,Health Care Insurance,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirem

Data Provided by:
David Hall Insurance Agency Inc
(205) 387-7749
811 Highway 78 W
Jasper, AL
 
Chenualt Jimmy
(256) 353-4828
717 Highway 67 S
Decatur, AL
 
Harrison Insurance Agency
(256) 355-6636
818 6th Ave Se
Decatur, AL
 
Data Provided by:

Home Business Insurance Policy - Insurance for Home Business

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Home Business Insurance Policy

The in home business insurance policy coverage can also be called an in home business endorsement. In that case, it will be a special endorsement to your existing home insurance .

However, you can get a completely separate insurance policy as well. So, shop around. While getting business insurance through your home insurance company might be a good deal, it also might not. Also, a stand-alone insurance policy makes keeping track of the books easier (separate invoice and separate payment).

In home business insurance policies vary widely. Check carefully and read all the details on any insurance policy that you are considering. Inclusions and exclusions are key. However, in home business insurance policies should provide you with more coverage than a standard homeowner's policy endorsement .

You'll usually get insurance coverage for your business property, but you'll also generally get insurance coverage for the loss of business records, accounts receivable and even for off-site business property (This is very helpful if your standard business computer is a laptop that travels around with you). Some may provide for business interruption coverage - loss of income to your business - in the case of a fire in your home which prevents you from working. You may even get 'expenses' for your business, so that you can temporarily operate out of another location.

You should get a better level of liability coverage with the in home busine...

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