Articles Editor's Blog Reader Mail

Home Business Insurance Policy - Insurance for Home Business Hazard KY

The in home business insurance policy coverage can also be called an in home business endorsement. In that case, it will be a special endorsement to your existing home insurance.

Erich Castillo
1008 South Broadway
Lexington, KY
Company
Company: Cornerstone Wealth Management
Type
Investment Advisor Rep: Yes
Education
University of Kentucky
Bachelor of Arts in Education
Bachelor of Business Administration
Service
Disability Insurance,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Accumulation Planning,Business Income Tax Planning,Fee-Only Comprehensive Financial Planning,Fee Only Portfolio Management,Wealth Engineering,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Medicaid,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Business Succession & Liquidatio

Data Provided by:
Homra Kim Insurance Agency
(270) 554-1697
2715 Olivet Church Rd
Paducah, KY
 
GCH Insurance Group
(859) 254-1836
400 Old Vine St
Lexington, KY
 
Rowland Insurance Agency
(270) 629-5010
201 E Main St
Glasgow, KY
 
Discount Cab
(859) 296-1111
169 East Reynolds Rd Ste:206B
Lexington , KY
Alternate Phone Number
859-296-1111
Services
lexington ky taxi

Tim Hamilton Insurance Agency
(859) 231-1099
1099 South Broadway
Lexington, KY
 
Wade, Allen - State Farm Insurance Agent
(270) 926-1114
2021 Frederica Street
Owensboro, KY
 
Auton Insurance
(859) 635-4141
7515 Alexandria Pike
Alexandria, KY
 
State Farm Insurance
(606) 877-3390
1407 W 5th St
London, KY
 
Duff Insurance
(270) 769-5547
110 N Main St
Elizabethtown, KY
 
Data Provided by:

Home Business Insurance Policy - Insurance for Home Business

Provided By: 

Home Business Insurance Policy

The in home business insurance policy coverage can also be called an in home business endorsement. In that case, it will be a special endorsement to your existing home insurance .

However, you can get a completely separate insurance policy as well. So, shop around. While getting business insurance through your home insurance company might be a good deal, it also might not. Also, a stand-alone insurance policy makes keeping track of the books easier (separate invoice and separate payment).

In home business insurance policies vary widely. Check carefully and read all the details on any insurance policy that you are considering. Inclusions and exclusions are key. However, in home business insurance policies should provide you with more coverage than a standard homeowner's policy endorsement .

You'll usually get insurance coverage for your business property, but you'll also generally get insurance coverage for the loss of business records, accounts receivable and even for off-site business property (This is very helpful if your standard business computer is a laptop that travels around with you). Some may provide for business interruption coverage - loss of income to your business - in the case of a fire in your home which prevents you from working. You may even get 'expenses' for your business, so that you can temporarily operate out of another location.

You should get a better level of liability coverage with the in home busine...

Click here to read the rest of this article from Insurance Guide 101

About Us | Contact Us | Link to Us | Privacy Policy | Terms of Use | Insurance Resources | Sitemap