Articles Editor's Blog Reader Mail

Home Business Insurance Policy - Insurance for Home Business Albert Lea MN

The in home business insurance policy coverage can also be called an in home business endorsement. In that case, it will be a special endorsement to your existing home insurance.

RJ Ahmann
(952) 947-9700
7555 Market Place Drive
Eden Prairie, MN
Alternate Phone Number
952-947-9700

State Farm
(507) 281-5194
5025 Highway 52 N
Rochester, MN
 
Corneil-Elkjer Agency
(320) 235-2212
436 Litchfield Ave Sw
Willmar, MN
 
State Farm Insurance
(218) 751-1945
512 Beltrami Ave Nw
Bemidji, MN
 
American Family Insurance
(320) 235-0542
1617 Highway 12 E Ste 200
Willmar, MN
 
Farm Credit Services Minn Vly
(320) 235-1912
3881 Abbott Dr
Willmar, MN
 
Allstate Insurance Companies
(320) 251-1383
3717 3rd St N
Saint Cloud, MN
 
State Farm Insurance
(507) 529-2992
2434 Superior Dr Nw Ste 102
Rochester, MN
 
American Family Insurance
(218) 751-9770
1403 Bemidji Ave N
Bemidji, MN
 
Liberty Insurance Agency
(320) 253-6310
111 7th Ave S
Saint Cloud, MN
 

Home Business Insurance Policy - Insurance for Home Business

Provided By: 

Home Business Insurance Policy

The in home business insurance policy coverage can also be called an in home business endorsement. In that case, it will be a special endorsement to your existing home insurance .

However, you can get a completely separate insurance policy as well. So, shop around. While getting business insurance through your home insurance company might be a good deal, it also might not. Also, a stand-alone insurance policy makes keeping track of the books easier (separate invoice and separate payment).

In home business insurance policies vary widely. Check carefully and read all the details on any insurance policy that you are considering. Inclusions and exclusions are key. However, in home business insurance policies should provide you with more coverage than a standard homeowner's policy endorsement .

You'll usually get insurance coverage for your business property, but you'll also generally get insurance coverage for the loss of business records, accounts receivable and even for off-site business property (This is very helpful if your standard business computer is a laptop that travels around with you). Some may provide for business interruption coverage - loss of income to your business - in the case of a fire in your home which prevents you from working. You may even get 'expenses' for your business, so that you can temporarily operate out of another location.

You should get a better level of liability coverage with the in home busine...

Click here to read the rest of this article from Insurance Guide 101

About Us | Contact Us | Link to Us | Privacy Policy | Terms of Use | Insurance Resources | Sitemap