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Health Plans for College Students Naperville IL

College health plans are not free and the benefit's will vary. You'll have to check over the plan with your college-age child and decide if such a plan is sufficient.

Steve Visser
OnPath Naperville Office
Naperville, IL
Company
Title: Partner & Branch Manager
Company: OnPath Financial, LLC
Type
Investment Advisor Rep: Yes
Education
Calvin College: Grand Rapids MI
Double Major: Business/Finance & Chemistry
Years Experience
Years Experience: 11
Service
Wealth Engineering,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Health Care Insurance,Retirement Planning,Real Estate Investment Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Business Income Tax Planning,Portfolio Engineering,401k Rollover From Employer,Income for Life/ Preserve Principal,Alternative Investments,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Insurance & Ris

Data Provided by:
Timothy Frisby
210 W. 22nd St. Suite 137
Oak Brook, IL
Company
Title: Principal
Company: WealthCare Consultants
Type
Registered Investor: Yes
Education
Marquette BS
Years Experience
Years Experience: 20
Service
Retirement Planning,Long-Term Health Care Planning,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Fee-Only Comprehensive Financial Planning,Captive Insurance,Mortgage Refinancing,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Alternative Investments,Annuities,Alternative Asset Class Planning,Annuity Ideas & Strategy Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Fee Only Portfolio Management,Wealth Engineering,401k Rollover From Employer,Inc

Data Provided by:
group health insurance small business
(847) 885-4188
2041 Raintree Rd
Yorkville, IL
 
Steve Visser
OnPath Naperville Office
Naperville, IL
Company
Title: Partner & Branch Manager
Company: OnPath Financial, LLC
Type
Investment Advisor Rep: Yes
Education
Calvin College: Grand Rapids MI
Double Major: Business/Finance & Chemistry
Years Experience
Years Experience: 11
Service
Wealth Engineering,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Health Care Insurance,Retirement Planning,Real Estate Investment Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Business Income Tax Planning,Portfolio Engineering,401k Rollover From Employer,Income for Life/ Preserve Principal,Alternative Investments,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Insurance & Ris

Data Provided by:
Timothy Frisby
210 W. 22nd St. Suite 137
Oak Brook, IL
Company
Title: Principal
Company: WealthCare Consultants
Type
Registered Investor: Yes
Education
Marquette BS
Years Experience
Years Experience: 20
Service
Retirement Planning,Long-Term Health Care Planning,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Fee-Only Comprehensive Financial Planning,Captive Insurance,Mortgage Refinancing,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Alternative Investments,Annuities,Alternative Asset Class Planning,Annuity Ideas & Strategy Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Fee Only Portfolio Management,Wealth Engineering,401k Rollover From Employer,Inc

Data Provided by:
Thomas Inks
1127 Adelia Street
Downers Grove, IL
Service
IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Disability Insurance,Annuities,Investment Consulting & Allocation Design,Business Succession & Liquidation Planning,Retirement Income Distribution Planning,Business Income Tax Planning,401k Rollover From Employer,Income for Life/ Preserve Principal,Alternative Investments,Life Insurance,Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Fee-Only Comprehensive Financial Plan

Data Provided by:
Ameriplan USA
(630) 913-9663
1011 oak st
sugar grove, IL
 
Farah Pradhan, LUTCF
850 E Higgins Road, Ste 125K
Schaumburg, IL
Service
Retirement Income Distribution Planning,Wealth Engineering,IRA, 401k, Roth IRA, QDRO Rollovers,Disability Insurance,Annuities,Annuity Ideas & Strategy Planning,Estate Tax Planning,Asset Protection Strategies & Planning,401k Rollover From Employer,CD Alternative,Life Insurance,Long-Term Health Care Planning,Insurance & Risk Management Planning,Retirement Income Accumulation Planning,Pension for Highly Compensated Owners,Income for Life/ Preserve Principal,Health Care Insurance,Retirement Planning

Data Provided by:
Thomas Inks
1127 Adelia Street
Downers Grove, IL
Service
IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Disability Insurance,Annuities,Investment Consulting & Allocation Design,Business Succession & Liquidation Planning,Retirement Income Distribution Planning,Business Income Tax Planning,401k Rollover From Employer,Income for Life/ Preserve Principal,Alternative Investments,Life Insurance,Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Fee-Only Comprehensive Financial Plan

Data Provided by:
Robert Field
8440 Callie Ave. Unit 111
Morton Grove, IL
Company
Title: President
Company: ACCI Financial Services
Type
Investment Advisor Rep: Yes
Education
Indiana University - BS Accounting
Years Experience
Years Experience: 37
Service
Medicaid,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Insurance & Risk Management Planning,Retirement Income Accumulation Planning,Fee-Only Comprehensive Financial Planning,Medicare Planning,Life Insurance,Investment & Portfolio Management,Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Retirement Income Distribution Planning,Individual Income Tax Planning,Health Care Insurance,Retirement Planning,Real Estate Investment Planning,Commission

Data Provided by:
Data Provided by:

Health Plans for College Students

Provided By: 

Health Plans for College Students

While our children are young and healthy, we don't think too much about health insurance unless something goes wrong. And then, they are covered under our plans as parents, right?

But what about when they head off to college?

The good news is that most health plans that a parent has through the workplace will continue to allow adult children to be covered, up until they are between 20 and 24 years of age. However, you may actually be able to save money by switching your child to a college plan. College health plans at some schools are subsidized by tuition. This can be a bonus for parents helping children through school. And if you don't have any health insurance for your child, such a college plan could be a good solution.

Don't be fooled. College health plans are not free (even if they are less expensive) and the benefit's will vary. You'll have to check over the plan with your college-age child and decide if such a plan is sufficient. Keep in mind that college plans may limit preventative care, but colleges often have free health care services right on campus. In many cases, there is no charge for office visit's here, although there may be costs associated with lab work, physical therapy, x-rays, prescriptions and other procedures.

Typically, a college health plan will cover 100% of covered services when the student gets them at the health center. This can be a great advantage. However, be prepared for coverage to drop off campus. Also be prepared for state laws to affect the kinds of coverage offered to students. As a result, one child may have good coverage through their college, while another child does not.

As with anyone trying to get health insurance, pre-existing conditions can be a problem. Before you sign up for a college plan, be sure you know whether the plan is a blanket disability product that won't cover treatment for your child's asthma, allergies or any other pre-existing condition. In the c...

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