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Health Plans for College Students Moscow ID

College health plans are not free and the benefit's will vary. You'll have to check over the plan with your college-age child and decide if such a plan is sufficient.

Neighbors Insurance
(208) 882-8113
411 N. Almon # 401
Moscow, ID
 
Intermountain Agency
208-344-0022 extension 115
1650 S Albright Lane
Boise, ID
 
Intermountain Agency Inc.
(208) 377-7101
1650 S. Albright Lane
Boise, ID
 
Clearwater Insurance
(208) 746-6184
3912 21st St
Lewiston, ID
 
True Blue
(208) 395-8200
Boise, ID
 
High Valley Dermatology & Dermatologic Surgery
(208) 522-7546
2085 Providence Way
Idaho Falls, ID
 
Senior Insurance Benefits
(208) 685-9234
1577 N. Linder Rd.
Kuna, ID
Prices and/or Promotions
Final Expense Life Insurance

Neighbors Insurance
(208) 882-8113
411 N. Almon # 401
Moscow, ID
 
Clellands Insurance Services
(208) 746-3909
1626 17th St
Lewiston, ID
 
Semons Financial Group
(208) 238-1171
2824 Pole Line Rd
Pocatello, ID
 

Health Plans for College Students

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Health Plans for College Students

While our children are young and healthy, we don't think too much about health insurance unless something goes wrong. And then, they are covered under our plans as parents, right?

But what about when they head off to college?

The good news is that most health plans that a parent has through the workplace will continue to allow adult children to be covered, up until they are between 20 and 24 years of age. However, you may actually be able to save money by switching your child to a college plan. College health plans at some schools are subsidized by tuition. This can be a bonus for parents helping children through school. And if you don't have any health insurance for your child, such a college plan could be a good solution.

Don't be fooled. College health plans are not free (even if they are less expensive) and the benefit's will vary. You'll have to check over the plan with your college-age child and decide if such a plan is sufficient. Keep in mind that college plans may limit preventative care, but colleges often have free health care services right on campus. In many cases, there is no charge for office visit's here, although there may be costs associated with lab work, physical therapy, x-rays, prescriptions and other procedures.

Typically, a college health plan will cover 100% of covered services when the student gets them at the health center. This can be a great advantage. However, be prepared for coverage to drop off campus. Also be prepared for state laws to affect the kinds of coverage offered to students. As a result, one child may have good coverage through their college, while another child does not.

As with anyone trying to get health insurance, pre-existing conditions can be a problem. Before you sign up for a college plan, be sure you know whether the plan is a blanket disability product that won't cover treatment for your child's asthma, allergies or any other pre-existing condition. In the c...

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