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Health Plans for College Students Manhattan KS

College health plans are not free and the benefit's will vary. You'll have to check over the plan with your college-age child and decide if such a plan is sufficient.

Michael R Gage Agency
(913) 557-5000
1009 Baptiste Dr
Paola, KS
 
American National Insurance
(913) 837-2870
5 S Peoria St
Louisburg, KS
 
Bauer Betty
(913) 837-2289
PO Box 250
Louisburg, KS
 
Jerry Jones, J.D., CFP(R)
(316) 262-5015
400 N. Woodlawn, Suite 16A
Wichita, KS
 
Morris And Associates
(913) 294-2111
205 S Pearl St
Paola, KS
 
American General Insurance
(913) 755-4985
101 E Pacific Ave
Osawatomie, KS
 
Adkins, Jim - State Farm Insurance Agent
(913) 294-5351
19 South Pearl St
Paola, KS
 
Progressive Insurance
(913) 377-3311
38210 State Line Rd
Louisburg, KS
 
Brooks/Taylor and Associates LLC
(913) 940-4870
Olathe, KS
 
American Family Insurance
(913) 294-3203
210 N Hospital Dr
Paola, KS
 

Health Plans for College Students

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Health Plans for College Students

While our children are young and healthy, we don't think too much about health insurance unless something goes wrong. And then, they are covered under our plans as parents, right?

But what about when they head off to college?

The good news is that most health plans that a parent has through the workplace will continue to allow adult children to be covered, up until they are between 20 and 24 years of age. However, you may actually be able to save money by switching your child to a college plan. College health plans at some schools are subsidized by tuition. This can be a bonus for parents helping children through school. And if you don't have any health insurance for your child, such a college plan could be a good solution.

Don't be fooled. College health plans are not free (even if they are less expensive) and the benefit's will vary. You'll have to check over the plan with your college-age child and decide if such a plan is sufficient. Keep in mind that college plans may limit preventative care, but colleges often have free health care services right on campus. In many cases, there is no charge for office visit's here, although there may be costs associated with lab work, physical therapy, x-rays, prescriptions and other procedures.

Typically, a college health plan will cover 100% of covered services when the student gets them at the health center. This can be a great advantage. However, be prepared for coverage to drop off campus. Also be prepared for state laws to affect the kinds of coverage offered to students. As a result, one child may have good coverage through their college, while another child does not.

As with anyone trying to get health insurance, pre-existing conditions can be a problem. Before you sign up for a college plan, be sure you know whether the plan is a blanket disability product that won't cover treatment for your child's asthma, allergies or any other pre-existing condition. In the c...

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