Articles Editor's Blog Reader Mail

Health Plans for College Students Leland NC

College health plans are not free and the benefit's will vary. You'll have to check over the plan with your college-age child and decide if such a plan is sufficient.

Coastal Hearing Solutions
(910) 799-4327
2316 S. 17th Suite 160
Wilmington, NC
 
Davis Insurance Group
(910) 392-5173
2002 Eastwood Rd. Suite 302
Wilmington, NC
 
LifeStyle Financial Resoures, LLC
(910) 620-5873
PO Box 7096
Wilmington, NC
 
Blue Cross Blue Shield NC, New Hanover Farm Bureau
(910) 297-7592
1303 Independence Blvd
Wilmington, NC
 
Wilmington Insurance Quotes.com
(910) 228-8352
5611 Wood Duck Circle
Wilmington, NC
 
Pinnacle Benefits Group of NC Inc.
910-256-2222 x 100
PO Box 1424
Wrightsville Beach, NC
 
Affordable Health Insurance
(910) 617-3636
4608 Cedar Ave Suite 107
Wilmington, NC
 
Schnitzer-Slate Insurance Agency
(910) 392-7020
5725 Oleander Dr # G3
Wimlington, NC
 
SJ Davis & Associates
(910) 392-5173
2002 Eastwood Rd
Wilmington, NC
 
Navistar Group - Individual & Family Health Insurance Specialists
(910) 262-5194
Serving Wilmington Carolina Beach and Surrounding Area
wilmington, NC
 

Health Plans for College Students

Provided By: 

Health Plans for College Students

While our children are young and healthy, we don't think too much about health insurance unless something goes wrong. And then, they are covered under our plans as parents, right?

But what about when they head off to college?

The good news is that most health plans that a parent has through the workplace will continue to allow adult children to be covered, up until they are between 20 and 24 years of age. However, you may actually be able to save money by switching your child to a college plan. College health plans at some schools are subsidized by tuition. This can be a bonus for parents helping children through school. And if you don't have any health insurance for your child, such a college plan could be a good solution.

Don't be fooled. College health plans are not free (even if they are less expensive) and the benefit's will vary. You'll have to check over the plan with your college-age child and decide if such a plan is sufficient. Keep in mind that college plans may limit preventative care, but colleges often have free health care services right on campus. In many cases, there is no charge for office visit's here, although there may be costs associated with lab work, physical therapy, x-rays, prescriptions and other procedures.

Typically, a college health plan will cover 100% of covered services when the student gets them at the health center. This can be a great advantage. However, be prepared for coverage to drop off campus. Also be prepared for state laws to affect the kinds of coverage offered to students. As a result, one child may have good coverage through their college, while another child does not.

As with anyone trying to get health insurance, pre-existing conditions can be a problem. Before you sign up for a college plan, be sure you know whether the plan is a blanket disability product that won't cover treatment for your child's asthma, allergies or any other pre-existing condition. In the c...

Click here to read the rest of this article from Insurance Guide 101

About Us | Contact Us | Link to Us | Privacy Policy | Terms of Use | Insurance Resources | Sitemap