Articles Editor's Blog Reader Mail

Health Plans for College Students Hillsboro OR

College health plans are not free and the benefit's will vary. You'll have to check over the plan with your college-age child and decide if such a plan is sufficient.

Fred King, CFP
The H Group, Inc.
Portland, OR
Company
Company: Fee-Only Financial Planner ("No Commissions")
Type
Registered Investor: Yes
Education
Oregon State University
B.S., Business
Years Experience
Years Experience: 6
Service
Wealth Engineering,Income for Life/ Preserve Principal,Medicare Planning,Investment & Portfolio Management,Investment Consulting & Allocation Design,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Fee-Only Comprehensive Financial Planning,Portfolio Engineering,IRA, 401k, Roth IRA, QDRO Rollovers,Alternative Investments,Retirement Planning,Long-Term Health Care Planning,Business Succession & Liquidation Planning,Estate Tax Pl

Data Provided by:
Adam Klein Insurance
(503) 475-7536
18215 SW Longace St
Beaverton, OR
 
Behind the Smile Dentistry for Children
(503) 715-0691
2380 NW Amberbrook Dr
Hillsboro, OR
 
Portland Laser & Surgery Center
(503) 446-5300
9427 SW Barnes Road, Suite 394
Portland, OR
 
American Family Insurance Regional Office
(503) 968-5800
12909 SW 68th Parkway
Portland, OR
 
Jeff Vass
510 SW 5th Ave
Portland, OR
Company
Title: LPL Financial Advisor
Company: Meridian Financial Group
Type
Investment Advisor Rep: Yes
Service
401k Rollover From Employer,CD Alternative,Disability Insurance,Annuities,Long-Term Health Care Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Stock Market Alternative,Alternative Investments,Life Insurance,Investment & Portfolio Management,Insurance & Risk Management Planning,Retirement Income Accumulation Planning,IRA, 401k, Roth IRA, QDRO Rollovers,Wealth Management,Health Care Insurance,Retirement Planning,Business Succession & Liquidation Planning,Retirement Income Dist

Data Provided by:
Pacific Benefits Group
(503) 334-8228
1915 NW Amberglen Pkwy
Beaverton, OR
 
4Ligo
(866) 663-1828
16055 SW Walker Rd Suite 443
Portland, OR
 
Alliance Affordable Health Insurance
(503) 244-7880
10220 Sw Greenburg Rd
Portland, OR
 
Timberline Health Benefits LLC
(503) 292-2075
5319 Sw Westgate Dr
Portland, OR
 
Data Provided by:

Health Plans for College Students

Provided By: 

Health Plans for College Students

While our children are young and healthy, we don't think too much about health insurance unless something goes wrong. And then, they are covered under our plans as parents, right?

But what about when they head off to college?

The good news is that most health plans that a parent has through the workplace will continue to allow adult children to be covered, up until they are between 20 and 24 years of age. However, you may actually be able to save money by switching your child to a college plan. College health plans at some schools are subsidized by tuition. This can be a bonus for parents helping children through school. And if you don't have any health insurance for your child, such a college plan could be a good solution.

Don't be fooled. College health plans are not free (even if they are less expensive) and the benefit's will vary. You'll have to check over the plan with your college-age child and decide if such a plan is sufficient. Keep in mind that college plans may limit preventative care, but colleges often have free health care services right on campus. In many cases, there is no charge for office visit's here, although there may be costs associated with lab work, physical therapy, x-rays, prescriptions and other procedures.

Typically, a college health plan will cover 100% of covered services when the student gets them at the health center. This can be a great advantage. However, be prepared for coverage to drop off campus. Also be prepared for state laws to affect the kinds of coverage offered to students. As a result, one child may have good coverage through their college, while another child does not.

As with anyone trying to get health insurance, pre-existing conditions can be a problem. Before you sign up for a college plan, be sure you know whether the plan is a blanket disability product that won't cover treatment for your child's asthma, allergies or any other pre-existing condition. In the c...

Click here to read the rest of this article from Insurance Guide 101

About Us | Contact Us | Link to Us | Privacy Policy | Terms of Use | Insurance Resources | Sitemap