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Health Plans for College Students Dover NH

College health plans are not free and the benefit's will vary. You'll have to check over the plan with your college-age child and decide if such a plan is sufficient.

donna marie quincy
(603) 204-7729
199 Manchester Street
manchester, NH
 
O'connor Fred Nase
(603) 938-2687
188 Southgate Rd
Newbury, NH
 
Alternative Benefit Solutions Llc
(603) 598-2596
Nashua, NH
 
Esp Employee Benefit Strategies Llc
(603) 882-8200
100 Elm St
Nashua, NH
 
Spurling Insurance Services Inc
(603) 332-7156
29 Columbus Ave
Rochester, NH
 
Livingston Insurance Services Debra R Livingston Cltc
(603) 526-4513
276 Newport Rd Ste 211
New London, NH
 

Health Plans for College Students

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Health Plans for College Students

While our children are young and healthy, we don't think too much about health insurance unless something goes wrong. And then, they are covered under our plans as parents, right?

But what about when they head off to college?

The good news is that most health plans that a parent has through the workplace will continue to allow adult children to be covered, up until they are between 20 and 24 years of age. However, you may actually be able to save money by switching your child to a college plan. College health plans at some schools are subsidized by tuition. This can be a bonus for parents helping children through school. And if you don't have any health insurance for your child, such a college plan could be a good solution.

Don't be fooled. College health plans are not free (even if they are less expensive) and the benefit's will vary. You'll have to check over the plan with your college-age child and decide if such a plan is sufficient. Keep in mind that college plans may limit preventative care, but colleges often have free health care services right on campus. In many cases, there is no charge for office visit's here, although there may be costs associated with lab work, physical therapy, x-rays, prescriptions and other procedures.

Typically, a college health plan will cover 100% of covered services when the student gets them at the health center. This can be a great advantage. However, be prepared for coverage to drop off campus. Also be prepared for state laws to affect the kinds of coverage offered to students. As a result, one child may have good coverage through their college, while another child does not.

As with anyone trying to get health insurance, pre-existing conditions can be a problem. Before you sign up for a college plan, be sure you know whether the plan is a blanket disability product that won't cover treatment for your child's asthma, allergies or any other pre-existing condition. In the c...

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