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Health Insurance for the Self Employed Oregon City OR

One of your best options for the self employed health insurance is to join a group or association of self-employed people or professionals in your area.

Jeff Vass
510 SW 5th Ave
Portland, OR
Company
Title: LPL Financial Advisor
Company: Meridian Financial Group
Type
Investment Advisor Rep: Yes
Service
401k Rollover From Employer,CD Alternative,Disability Insurance,Annuities,Long-Term Health Care Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Stock Market Alternative,Alternative Investments,Life Insurance,Investment & Portfolio Management,Insurance & Risk Management Planning,Retirement Income Accumulation Planning,IRA, 401k, Roth IRA, QDRO Rollovers,Wealth Management,Health Care Insurance,Retirement Planning,Business Succession & Liquidation Planning,Retirement Income Dist

Data Provided by:
Insurance Store Online/The Insurance Store
(503) 693-1186
West Linn, OR
 
Pers Health Insurance
(503) 224-7377
10505 Se 17th Ave
Portland, OR
 
Affordable Health Insurance
(503) 774-0014
5803 Se Woodstock Blvd
Portland, OR
 
Health Insurance On Line
(503) 231-6399
3406 E Burnside St
Portland, OR
 
Fred King, CFP
The H Group, Inc.
Portland, OR
Company
Company: Fee-Only Financial Planner ("No Commissions")
Type
Registered Investor: Yes
Education
Oregon State University
B.S., Business
Years Experience
Years Experience: 6
Service
Wealth Engineering,Income for Life/ Preserve Principal,Medicare Planning,Investment & Portfolio Management,Investment Consulting & Allocation Design,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Fee-Only Comprehensive Financial Planning,Portfolio Engineering,IRA, 401k, Roth IRA, QDRO Rollovers,Alternative Investments,Retirement Planning,Long-Term Health Care Planning,Business Succession & Liquidation Planning,Estate Tax Pl

Data Provided by:
Levesque Chris Insurance
(503) 353-0231
1010 Se River Forest Rd
Portland, OR
 
Edwards David Insurance
(503) 761-3558
11721 Se Division St
Portland, OR
 
American Family Insurance Regional Office
(503) 968-5800
12909 SW 68th Parkway
Portland, OR
 
Regence Life & Health Insurance Company
(503) 721-7161
100 Sw Market St
Portland, OR
 
Data Provided by:

Health Insurance for the Self Employed

Provided By: 

Health Insurance for the Self Employed

Are you self-employed? Welcome to the world of entrepreneurs! This is one of the fastest growing areas of today's job market.

While it has advantages to be your own boss, it also has disadvantages. One of those disadvantages can be trying to negotiate individual policies for your health and dental coverage.

pare, save and apply online. Quick quotes from multiple carriers. healthprices.com Breaking Healthcare News! National healthcare discount plan available now for under $3 a day americans4healthcare.net

Except, you might not have to do that.

One of your best options is to join a group or association of self-employed people or professionals in your area. These groups often have access to health and dental plans on a group basis that can reduce your premiums, while giving you the kind of insurance you want.

If you can get your insurance through a professional group or association, it could save you a lot of money on your premiums and you are likely to be able to afford better coverage.

Still, always shop around! Talk to representatives of more than one organization. Speak to other self-employed people in your area. Do they belong to any local professional groups or associations? Do they have medical or dental coverage through these groups? Find out what kind of benefit's they receive and, if possible, talk about the costs. If you are speaking to another self-employed person, be sure to ask them if they are happy with the kind of health or dental coverage they have. Don't forget to ask how long they've had this coverage. Sometimes problems only arise with an insurer over time.

Here are some other things to do on your way to finding the right insurance for you:

  • Check with your State Department of Insurance and make sure the insurance company you are considering is licensed in your state.
  • Check the complaint index that most State Insurance Departments compile.
  • If you decide to sign up for coverage, READ THE PROPOSED POLICY FIRST! Read the Policy and Outline of Coverage word for word and ask questions if it does not make sense. Hopefully, the agent who calls on you will be ethical and knowledgeable. However, you have to be prepared that the agent may not be working in your interest.

If you...

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Oregon State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: alcohol/substance abuse, acupuncturist, ambulance transportation and services, anti-psychotic drugs, autism, autism spectrum disorder, bilateral cochlear implant, brain injury, breast reconstruction, cervical cancer/HPV screening, chemotherapy, chiropractor, clinical trial (cancer), colorectal cancer screening, contraceptives, dentist, denturist, dependent coverage (including newborns, adopted children, noncustodial children or stepchildren, dependent students/adults, domestic partner and civil union), diabetes (self-management and supplies), emergency room service, facility (public or other), family therapist, hearing aids for minors, HPV vaccine, long-term care, mammography, marriage therapist, mastectomy, maternity (including minimum stay), mental health, nurse practitioner, off-label drug use, optometrist, orthotics, physician assistant, PKU/metabolic disorder, preventive health services, prosthetics, prostate cancer screening, psychologist, smoking cessation, social worker, telemedicine, including services provided in connection with the treatment of diabetes

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