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Health Insurance for the Self Employed North Las Vegas NV

One of your best options for the self employed health insurance is to join a group or association of self-employed people or professionals in your area.

American Family Insurance-Cedric Gay
(702) 658-7536
3030 W Ann Rd Ste 110
N Las Vegas, NV
 
Lawrence A Drake, DDS
(702) 643-7720
3603 Las Vegas Blvd N Ste
Las Vegas, NV
 
A Company, Inc.
(702) 647-4000
2701 N Simmons St
N Las Vegas, NV
 
Precious Dental
(702) 436-5222
4210 W Craig Rd Ste 104
Las Vegas, NV
 
Aloha Orthodontics
(702) 648-2564
6592 N Decatur Blvd Ste 160
Las Vegas, NV
 
Insurance Connection-Alan Bourassa
(702) 241-1036
1318 Stable Glen Drive
N Las Vegas, NV
 
StarSmiles Childrens Dentistry
(702) 639-3515
2290 McDaniel St Ste 2A
Las Vegas, NV
 
Joel A Casar DMD
(702) 633-4333
1306 W Craig Rd Ste
Las Vegas, NV
 
Alexander Dental Group/PDS
(702) 614-1792
3896 N Martin Luther
Las Vegas, NV
 
Karen Hom, DDS
(702) 227-6453
7425 W Azure Dr Ste 110
Las Vegas, NV
 

Health Insurance for the Self Employed

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Health Insurance for the Self Employed

Are you self-employed? Welcome to the world of entrepreneurs! This is one of the fastest growing areas of today's job market.

While it has advantages to be your own boss, it also has disadvantages. One of those disadvantages can be trying to negotiate individual policies for your health and dental coverage.

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Except, you might not have to do that.

One of your best options is to join a group or association of self-employed people or professionals in your area. These groups often have access to health and dental plans on a group basis that can reduce your premiums, while giving you the kind of insurance you want.

If you can get your insurance through a professional group or association, it could save you a lot of money on your premiums and you are likely to be able to afford better coverage.

Still, always shop around! Talk to representatives of more than one organization. Speak to other self-employed people in your area. Do they belong to any local professional groups or associations? Do they have medical or dental coverage through these groups? Find out what kind of benefit's they receive and, if possible, talk about the costs. If you are speaking to another self-employed person, be sure to ask them if they are happy with the kind of health or dental coverage they have. Don't forget to ask how long they've had this coverage. Sometimes problems only arise with an insurer over time.

Here are some other things to do on your way to finding the right insurance for you:

  • Check with your State Department of Insurance and make sure the insurance company you are considering is licensed in your state.
  • Check the complaint index that most State Insurance Departments compile.
  • If you decide to sign up for coverage, READ THE PROPOSED POLICY FIRST! Read the Policy and Outline of Coverage word for word and ask questions if it does not make sense. Hopefully, the agent who calls on you will be ethical and knowledgeable. However, you have to be prepared that the agent may not be working in your interest.

If you...

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Nevada State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: acupuncturist, alcohol/substance abuse, ambulance transportation and services, autism, breast reconstruction, cervical cancer/HPV screening, chiropractor, clinical trial (cancer), colorectal cancer screening, contraceptives, dental anesthesia, dentist, dependent coverage (including newborns, adopted children, disabled dependent adults, domestic partner and civil union), diabetes (self-management and supplies), emergency room service, family therapist, first nurse assistant, home health care, hospice care, HPV vaccine, hormone replacement therapy, mammography, marriage therapist, maternity minimum stay, mental health, nurse (including midwife, anesthetist, practitioner, psychiatric), off-label drug use, PKU/metabolic disorder, prostate cancer screening, psychologist, social worker, TMJ disorder

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