Health Insurance for the Self Employed Missoula MT
Company: Estate Conservation Associates
Franklin & Marshall College A.B.
Stanford University M.A.
Years Experience: 34
Supplemental Medicare Insurance,College Planning,401k Rollover From Employer,Income for Life/ Preserve Principal,Medicare Planning,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Fee-Only Comprehensive Financial Planning,Long-term Care Insurance,1031 Exchanges,Wealth Engineering,Stock Market Alternative,Wealth Management,Life Insurance,Inves
East Polson, MT
St. Louis, MT
Health Insurance for the Self Employed
Health Insurance for the Self Employed
Are you self-employed? Welcome to the world of entrepreneurs! This is one of the fastest growing areas of today's job market.
While it has advantages to be your own boss, it also has disadvantages. One of those disadvantages can be trying to negotiate individual policies for your health and dental coverage.
pare, save and apply online. Quick quotes from multiple carriers. healthprices.com Breaking Healthcare News! National healthcare discount plan available now for under $3 a day americans4healthcare.net
Except, you might not have to do that.
One of your best options is to join a group or association of self-employed people or professionals in your area. These groups often have access to health and dental plans on a group basis that can reduce your premiums, while giving you the kind of insurance you want.
If you can get your insurance through a professional group or association, it could save you a lot of money on your premiums and you are likely to be able to afford better coverage.
Still, always shop around! Talk to representatives of more than one organization. Speak to other self-employed people in your area. Do they belong to any local professional groups or associations? Do they have medical or dental coverage through these groups? Find out what kind of benefit's they receive and, if possible, talk about the costs. If you are speaking to another self-employed person, be sure to ask them if they are happy with the kind of health or dental coverage they have. Don't forget to ask how long they've had this coverage. Sometimes problems only arise with an insurer over time.
Here are some other things to do on your way to finding the right insurance for you:
- Check with your State Department of Insurance and make sure the insurance company you are considering is licensed in your state.
- Check the complaint index that most State Insurance Departments compile.
- If you decide to sign up for coverage, READ THE PROPOSED POLICY FIRST! Read the Policy and Outline of Coverage word for word and ask questions if it does not make sense. Hopefully, the agent who calls on you will be ethical and knowledgeable. However, you have to be prepared that the agent may not be working in your interest.
Montana State Mandated Health Insurance Coverage
Medical insurance benefits that insurers must provide include: acupuncturist, alcohol/substance abuse treatment, autism, breast reconstruction, chiropractor, contraceptives, dependent coverage (including newborns, adopted children, dependent studenst/adults, disabled dependent adults, noncustodial children and stepchildren), diabetes (self-management and supplies), facility (public or other), home health care, mammography, mastectomy (including minimum stay), maternity (including minimum stay), mental health, naturopath, newborn hearing screening, nurse (midwife, anesthetist, practitioner), physical therapist, physician assistant, PKU/metabolic disorder, professional counselor, psychologist, social worker, well child care
Missoula Adult Asperger Support Group
Dates: 11/24/2011 – 11/24/2111
1st United Methodist Church Missoula
300 E. Main St
We are a support group for adults 18 and older professionally or self- diagnosed with Asperger's Syndrome. (So far, most of us are 50 and older and recently diagnosed.) We seek understanding of the nature of our difficulties and seek and offer strategies for making our lives richer and more functional. If you think you may be an Aspie and want to learn more about the Syndrome, you are welcome to join us. We will make exceptions to the age restriction on a case-by-case basis. There is no charge to attend, but donations to cover minimal costs are accepted. On the 5th Thursdays of a month (5 times a year) we invite spouses, relatives and friends to join us. Check with us for exceptions to this during this holiday season.