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Health Insurance for the Self Employed Magna UT

One of your best options for the self employed health insurance is to join a group or association of self-employed people or professionals in your area.

Holladay Orthodontics
(801) 278-7272
2080 Murray Holladay Road
Salt Lake City, UT
 
scartreatmentas
(801) 765-9400
1958 South 950 East Provo,Utah -United States
Provo, UT
Prices and/or Promotions
00.0

Employee Benefit Plans, Inc
(801) 221-5984
704 West 580 South
Orem, UT
 
Young Family Dental
(801) 224-0222
1834 South State Street
Orem, UT
 
Monarch Dental
(801) 225-3300
575 E. University Pkwy
Orem, UT
 
Abacus Health Insurance Salt Lake City
(801) 386-7686
1149 South 1800 East
Salt Lake City, UT
 
Abacus Health Insurance Salt Lake City
(801) 386-7686
1149 South 1800 East
Salt Lake City, UT
 
Mountain Crest Dental Care
(801) 225-2640
344 West 920 North
Orem, UT
 
Holladay Orthodontics
(801) 278-7272
2080 Murray Holladay Road
Salt Lake City, UT
 
Regence Blue Cross Blue Shield of Utah
(801) 333-2583
Salt Lake City, UT
 

Health Insurance for the Self Employed

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Health Insurance for the Self Employed

Are you self-employed? Welcome to the world of entrepreneurs! This is one of the fastest growing areas of today's job market.

While it has advantages to be your own boss, it also has disadvantages. One of those disadvantages can be trying to negotiate individual policies for your health and dental coverage.

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Except, you might not have to do that.

One of your best options is to join a group or association of self-employed people or professionals in your area. These groups often have access to health and dental plans on a group basis that can reduce your premiums, while giving you the kind of insurance you want.

If you can get your insurance through a professional group or association, it could save you a lot of money on your premiums and you are likely to be able to afford better coverage.

Still, always shop around! Talk to representatives of more than one organization. Speak to other self-employed people in your area. Do they belong to any local professional groups or associations? Do they have medical or dental coverage through these groups? Find out what kind of benefit's they receive and, if possible, talk about the costs. If you are speaking to another self-employed person, be sure to ask them if they are happy with the kind of health or dental coverage they have. Don't forget to ask how long they've had this coverage. Sometimes problems only arise with an insurer over time.

Here are some other things to do on your way to finding the right insurance for you:

  • Check with your State Department of Insurance and make sure the insurance company you are considering is licensed in your state.
  • Check the complaint index that most State Insurance Departments compile.
  • If you decide to sign up for coverage, READ THE PROPOSED POLICY FIRST! Read the Policy and Outline of Coverage word for word and ask questions if it does not make sense. Hopefully, the agent who calls on you will be ethical and knowledgeable. However, you have to be prepared that the agent may not be working in your interest.

If you...

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Utah State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: alcohol/substance abuse, anti-psychotic drugs, breast reconstruction, cleft lip and palate, dependent coverage (including newborns, adopted children, noncustodial children or stepchildren, dependent students/adults, disabled dependent adults), diabetes self-management and supplies, emergency room service, licensed health professional, maternity minimum stay, mental health, PKU/metabolic disorder, podiatrist, psychologist, psychotropic drugs, well child care

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