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Health Insurance for the Self Employed Hazelwood MO

One of your best options for the self employed health insurance is to join a group or association of self-employed people or professionals in your area.

Carl Goodin
300 Ozark Trail Drive, #215
Ellisville, MO
Company
Title: CFP
Company: Financial Planning Associates, Inc.
Type
Investment Advisor Rep: Yes
Education
University of Missouri, BMED 1973
Webster University, MAFE (Not completed)
College for Financial Planning, CFP 1989
Years Experience
Years Experience: 25
Service
Asset Protection Strategies & Planning,Hourly Financial Planning Engagements,Medicaid,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Individual Income Tax Planning,Medicare Planning,Life Insurance,Investment & Portfolio Management,Long-Term Health Care Planning,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planni

Data Provided by:
My Kids Healthcare.com
(800) 930-9832
, MO
 
GatewayHealthPlans.com
(636) 928-2100
34 Muirfield Hill Ct S
St Charles, MO
 
New Custom Homes
(314) 799-4288
300 S.Grand Blvd.ste.#302
St.louis, MO
 
877 My Insurance
(314) 368-9125
14575 Manchester Rd
Manchester, MO
 
Gateway Insurance Solutions
(800) 930-9832
15722 Cotting
St. Louis, MO
 
St Louis Health Quotes.Com
(314) 739-5800
34 Muirfield Hill Ct South
St Charles, AK
 
Gateway Health Plans
(314) 793-5800
34 Muirfield Hill Ct s
st Charles, MO
 
United Insurance Group
(314) 629-6183
7 McClay Village Circle
St. Peters, MO
 
My Guy Oscar.com
(636) 391-3600
267 Clarkson Executive Park
Ekkisville, MO
 
Data Provided by:

Health Insurance for the Self Employed

Provided By: 

Health Insurance for the Self Employed

Are you self-employed? Welcome to the world of entrepreneurs! This is one of the fastest growing areas of today's job market.

While it has advantages to be your own boss, it also has disadvantages. One of those disadvantages can be trying to negotiate individual policies for your health and dental coverage.

pare, save and apply online. Quick quotes from multiple carriers. healthprices.com Breaking Healthcare News! National healthcare discount plan available now for under $3 a day americans4healthcare.net

Except, you might not have to do that.

One of your best options is to join a group or association of self-employed people or professionals in your area. These groups often have access to health and dental plans on a group basis that can reduce your premiums, while giving you the kind of insurance you want.

If you can get your insurance through a professional group or association, it could save you a lot of money on your premiums and you are likely to be able to afford better coverage.

Still, always shop around! Talk to representatives of more than one organization. Speak to other self-employed people in your area. Do they belong to any local professional groups or associations? Do they have medical or dental coverage through these groups? Find out what kind of benefit's they receive and, if possible, talk about the costs. If you are speaking to another self-employed person, be sure to ask them if they are happy with the kind of health or dental coverage they have. Don't forget to ask how long they've had this coverage. Sometimes problems only arise with an insurer over time.

Here are some other things to do on your way to finding the right insurance for you:

  • Check with your State Department of Insurance and make sure the insurance company you are considering is licensed in your state.
  • Check the complaint index that most State Insurance Departments compile.
  • If you decide to sign up for coverage, READ THE PROPOSED POLICY FIRST! Read the Policy and Outline of Coverage word for word and ask questions if it does not make sense. Hopefully, the agent who calls on you will be ethical and knowledgeable. However, you have to be prepared that the agent may not be working in your interest.

If you...

Click here to read the rest of this article from Insurance Guide 101

Missouri State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: alcohol/drug abuse treatment, ambulatory surgery centers, audiologist, blood lead poisoning screening, bone marrow transplant, bone mass measurement, breast reconstruction, cervical cancer/HPV screening, chiropractor, clinical trial (cancer), colorectal cancer screening, contraceptives, dental anesthesia, dentist, dependent coverage (including newborns, dependent students/adults, disabled dependent adults), diabetes supplies, emergency room service, family therapist, hair prosthesis, mammography, marriage therapist, mastectomy (including minimum stay), maternity (including minimum stay), mental health, newborn hearing screening, nurse practitioner, off-label drug use, optometrist, PKU/metabolic disorder, podiatrist, prostate cancer screening, psychologist, second surgical opinion, speech therapist, well child care

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