Articles Editor's Blog Reader Mail

Health Insurance for the Self Employed Derby KS

One of your best options for the self employed health insurance is to join a group or association of self-employed people or professionals in your area.

Barb Spencer Agency
(913) 440-0426
105 E Amity St Ste 7
Louisburg, KS
 
Bauer Betty
(913) 837-2289
PO Box 250
Louisburg, KS
 
Jerry Jones, J.D., CFP(R)
(316) 262-5015
400 N. Woodlawn, Suite 16A
Wichita, KS
 
Progressive Insurance
(913) 377-3311
38210 State Line Rd
Louisburg, KS
 
Farmers Insurance Group
(913) 755-6907
528 Main Osawatomie
Osawatomie, KS
 
Shelter Insurance
(913) 837-2289
107 S Broadway St
Louisburg, KS
 
Elliott Insurance Group
(913) 294-2110
205 S Pearl St
Paola, KS
 
Farm Bureau Financial Service
(913) 294-2737
11 S Pearl St
Paola, KS
 
Brooks/Taylor and Associates LLC
(913) 940-4870
Olathe, KS
 
American General Insurance
(913) 755-4985
101 E Pacific Ave
Osawatomie, KS
 

Health Insurance for the Self Employed

Provided By: 

Health Insurance for the Self Employed

Are you self-employed? Welcome to the world of entrepreneurs! This is one of the fastest growing areas of today's job market.

While it has advantages to be your own boss, it also has disadvantages. One of those disadvantages can be trying to negotiate individual policies for your health and dental coverage.

pare, save and apply online. Quick quotes from multiple carriers. healthprices.com Breaking Healthcare News! National healthcare discount plan available now for under $3 a day americans4healthcare.net

Except, you might not have to do that.

One of your best options is to join a group or association of self-employed people or professionals in your area. These groups often have access to health and dental plans on a group basis that can reduce your premiums, while giving you the kind of insurance you want.

If you can get your insurance through a professional group or association, it could save you a lot of money on your premiums and you are likely to be able to afford better coverage.

Still, always shop around! Talk to representatives of more than one organization. Speak to other self-employed people in your area. Do they belong to any local professional groups or associations? Do they have medical or dental coverage through these groups? Find out what kind of benefit's they receive and, if possible, talk about the costs. If you are speaking to another self-employed person, be sure to ask them if they are happy with the kind of health or dental coverage they have. Don't forget to ask how long they've had this coverage. Sometimes problems only arise with an insurer over time.

Here are some other things to do on your way to finding the right insurance for you:

  • Check with your State Department of Insurance and make sure the insurance company you are considering is licensed in your state.
  • Check the complaint index that most State Insurance Departments compile.
  • If you decide to sign up for coverage, READ THE PROPOSED POLICY FIRST! Read the Policy and Outline of Coverage word for word and ask questions if it does not make sense. Hopefully, the agent who calls on you will be ethical and knowledgeable. However, you have to be prepared that the agent may not be working in your interest.

If you...

Click here to read the rest of this article from Insurance Guide 101

Kansas State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: alcohol/drug abuse treatment, anti-psychotic drugs, attention deficit disorder, autism, bone mass measurement, breast reconstruction, cervical cancer/HPV screening, chiropractor, dental anesthesia, dentist, dependent coverage (including newborns, adopted children), diabetes (self-management and supplies), emergency room service, licensed health professional, mammography, mastectomy (including minimum stay), maternity (including minimum stay), mental health, nurse (anesthetist and practitioner), off-label drug use, optometrist, oral surgeon, osteopath (D.O.), pain management specialist, pharmacist, physical therapist, podiatrist, prostate cancer screening, psychologist, psychotropic drugs, social worker, well child care

About Us | Contact Us | Link to Us | Privacy Policy | Terms of Use | Insurance Resources | Sitemap