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Health Insurance for the Self Employed Cheyenne WY

One of your best options for the self employed health insurance is to join a group or association of self-employed people or professionals in your area.

Integrated Health Plan Inc
(727) 345-8614
4020 Park St N
Saint Petersburg, FL
United Fidelity
(334) 887-5164
166 N Gay St
Auburn, AL
Premium Care Insurance Inc
(305) 594-7707
7220 NW 36th St Ste 648
Miami, FL
Cornwell Ron
(209) 524-6157
2937 Veneman Ave Ste B235
Modesto, CA
Lloyd Group Inc
(770) 932-0387
4045 Smithtown Rd
Suwanee, GA
Marlow Insurance Agency
(941) 371-7493
94 Tatum Rd
Sarasota, FL
Partnership In Excellence Inc
(770) 487-8700
202 Gleneagles Pt
Peachtree City, GA
Premier Health Options
(480) 874-1822
Scottsdale, AZ
Charter Plan
(941) 917-2463
Sarasota, FL
Blue Cross and Blue Shield of Florida
(561) 243-7955
310 NW 1st Ave
Delray Beach, FL

Health Insurance for the Self Employed

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Health Insurance for the Self Employed

Are you self-employed? Welcome to the world of entrepreneurs! This is one of the fastest growing areas of today's job market.

While it has advantages to be your own boss, it also has disadvantages. One of those disadvantages can be trying to negotiate individual policies for your health and dental coverage.

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Except, you might not have to do that.

One of your best options is to join a group or association of self-employed people or professionals in your area. These groups often have access to health and dental plans on a group basis that can reduce your premiums, while giving you the kind of insurance you want.

If you can get your insurance through a professional group or association, it could save you a lot of money on your premiums and you are likely to be able to afford better coverage.

Still, always shop around! Talk to representatives of more than one organization. Speak to other self-employed people in your area. Do they belong to any local professional groups or associations? Do they have medical or dental coverage through these groups? Find out what kind of benefit's they receive and, if possible, talk about the costs. If you are speaking to another self-employed person, be sure to ask them if they are happy with the kind of health or dental coverage they have. Don't forget to ask how long they've had this coverage. Sometimes problems only arise with an insurer over time.

Here are some other things to do on your way to finding the right insurance for you:

  • Check with your State Department of Insurance and make sure the insurance company you are considering is licensed in your state.
  • Check the complaint index that most State Insurance Departments compile.
  • If you decide to sign up for coverage, READ THE PROPOSED POLICY FIRST! Read the Policy and Outline of Coverage word for word and ask questions if it does not make sense. Hopefully, the agent who calls on you will be ethical and knowledgeable. However, you have to be prepared that the agent may not be working in your interest.

If you...

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Wyoming State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: audiologist, breast reconstruction, cervical cancer/HPV screening, chiropractor, clinical trial cancer, colorectal cancer screening, dentist, dependent coverage (including newborns, adopted children, noncustodial children or stepchildren, disabled dependent adults), diabetes self-management and supplies, dietician, facility (public or other), licensed health professional, mammography, mastectomy, maternity (including minimum stay), nurse (anesthetist, practitioner, psychiatric), occupational therapist, optometrist, osteopath (D.O.), physical therapistA, physician assistant, podiatrist, professional counselor, prostate cancer screening, psychologist, social worker, speech therapist

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