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Health Insurance for the Self Employed Avon Lake OH

One of your best options for the self employed health insurance is to join a group or association of self-employed people or professionals in your area.

Will Miller
5152 Bringham Dr
Brunswick, OH
Title: Investment Advisor Representative
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Data Provided by:
Anthem Blue Cross and Blue Shield
(888) 290-9150
8333 Rockside Road
Cleveland, OH
Patheon Pharmaceuticals Inc.
(513) 948-9111
2110 East Galbraith Road
Cincinnati, OH

Data Provided by:
Akebia Therapeutics Inc.
(513) 618-0931
10151 Carver Road
Cincinnati, OH

Data Provided by:
Berry Pharmacy Company Inc.
(513) 553-4131
1041 Old US Highway 52
New Richmond, OH

Data Provided by:
Medicare Insurance Consutlant
(440) 465-6510
62 Vista Circle
Cleveland, OH
BioRx, LLC
(513) 792-7080
10828 Kenwood Road
Cincinnati, OH

Data Provided by:
AstraZeneca LP
(513) 583-0264
6568 Oasis Drive
Loveland, OH

Data Provided by:
REM Corp.
(937) 743-7775
265 South Pioneer Boulevard
Springboro, OH

Data Provided by:
Barr Pharmaceuticals
(513) 731-9900
5040 Duramed Drive
Cincinnati, OH

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Health Insurance for the Self Employed

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Health Insurance for the Self Employed

Are you self-employed? Welcome to the world of entrepreneurs! This is one of the fastest growing areas of today's job market.

While it has advantages to be your own boss, it also has disadvantages. One of those disadvantages can be trying to negotiate individual policies for your health and dental coverage.

pare, save and apply online. Quick quotes from multiple carriers. Breaking Healthcare News! National healthcare discount plan available now for under $3 a day

Except, you might not have to do that.

One of your best options is to join a group or association of self-employed people or professionals in your area. These groups often have access to health and dental plans on a group basis that can reduce your premiums, while giving you the kind of insurance you want.

If you can get your insurance through a professional group or association, it could save you a lot of money on your premiums and you are likely to be able to afford better coverage.

Still, always shop around! Talk to representatives of more than one organization. Speak to other self-employed people in your area. Do they belong to any local professional groups or associations? Do they have medical or dental coverage through these groups? Find out what kind of benefit's they receive and, if possible, talk about the costs. If you are speaking to another self-employed person, be sure to ask them if they are happy with the kind of health or dental coverage they have. Don't forget to ask how long they've had this coverage. Sometimes problems only arise with an insurer over time.

Here are some other things to do on your way to finding the right insurance for you:

  • Check with your State Department of Insurance and make sure the insurance company you are considering is licensed in your state.
  • Check the complaint index that most State Insurance Departments compile.
  • If you decide to sign up for coverage, READ THE PROPOSED POLICY FIRST! Read the Policy and Outline of Coverage word for word and ask questions if it does not make sense. Hopefully, the agent who calls on you will be ethical and knowledgeable. However, you have to be prepared that the agent may not be working in your interest.

If you...

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Ohio State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: alcohol/substance abuse, breast reconstruction, cervical cancer/HPV screening, chiropractor, clinical trial (cancer), dentist, denturist, dependent coverage (including newborns, adopted children, noncustodial children or stepchildren, disabled dependent adults), emergency room service, mammography, maternity minimum stay, mental health, newborn hearing screening, nurse midwife, off-label drug use, optometrist, osteopath (D.O.), podiarist, professional counselor, psychiatric nurse, psychologist, well child care

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