Articles Editor's Blog Reader Mail

Health Insurance Insurance When Travelling Abroad Sapulpa OK

Most of us find that our travel agents remind us about the need for health insurance. That's at least in part because they will get a commission if they sell that to you up-front as part of your travel arrangements.

Insphere Insurance Solutions
(918) 519-1017
1915 W C St.
Jenks , OK
 
United American Insurance Company.
(918) 766-6125
4821 South Sheridan Suite 226
Tulsa, OK
 
Insphere Insurance Solutions
(918) 519-1017
1915 W C St.
Jenks , OK
 
Bass Insurance Agency
(405) 340-7396
2 E 11th suite 206
Edmond, OK
 
ANCHOR INSURANCE AGENCY
(918) 688-6978
5810 E. SKELLY DR. STE. 620
TULSA, OK
 
ANCHOR INSURANCE AGENCY
(918) 688-6978
5810 E. SKELLY DR. STE. 620
TULSA, OK
 
James Oplotnik
3621 Northwest 63rd St
Oklahoma City, OK
Company
Title: President
Company: Access Advisory Group LLC
Type
Investment Advisor Rep: Yes
Registered Investor: Yes
Years Experience
Years Experience: 24
Service
Asset Protection Strategies & Planning,Individual Income Tax Planning,Medicaid,Life Insurance,Investment & Portfolio Management,Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Business Income Tax Planning,Fee-Only Comprehensive Financial Planning,Medicare Planning,Health Care Insurance,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Insuranc

Data Provided by:
Delivering on the Promise
(405) 651-9090
mustang
mustang, OK
 
United American Insurance Company.
(918) 766-6125
4821 South Sheridan Suite 226
Tulsa, OK
 
Oklahoma Health and Life Insurance
(405) 409-7884
4013 NW Expressway
Oklahoma City, OK
 
Data Provided by:

Health Insurance Insurance When Travelling Abroad

Provided By: 

Insurance When Travelling Abroad

When you are travelling, your insurance needs may be different than they are at home. In some cases, your insurance will only cover you in the US or the country you purchased it. If you want to have the right kinds of coverage while travelling abroad, you should consider your insurance needs and buy beforehand, so that you are prepared in case of an emergency.

Most of us find that our travel agents remind us about the need for health insurance. That's at least in part because they will get a commission if they sell that to you up-front as part of your travel arrangements. However, many domestic insurers in the US won't cover health costs outside of the US! You'll have to check your policy carefully. Some insurers may provide a percentage of costs incurred outside of the US, but not all. Some insurers will provide no reimbursement. Having said that, if you've got good coverage that will provide a reasonable level of reimbursement, you might want to avoid this coverage at the travel agency. It's notoriously expensive as insurance goes. Want travel health insurance at a better price? Try calling your insurance company first and see if you can get a short-term rider through them. It may save you money.

What if you will be driving while on vacation in another country? You should consider getting an international license that identifies you as a licensed driver in your country of residence. Also check with your insurer regarding your insurance policy and whether it provides any coverage abroad. It will likely be more cost effective if your existing insurer will provide you with coverage abroad.

If that doesn't work, you still have options. While you can get insurance from a rental company, it also tends to be very expensive. If you need insurance while driving abroad, consider putting your rental vehicle on a gold card. One of the standard benefit's of a gold credit card is usually rental car insurance.

Then, theres the headache of lost or stolen luggage. Your homeowner policy may cover your belongings, but it's always worthwhile to check if there are limit's to that coverage, or if certain named perils (like loss of luggage due to theft or misplacement) are excluded. You can always ask your insurance agent for lost luggage insurance. Again, it's likely to be less expensive than any insurance that you get through your travel agent.

Another thing to consider is trip interruption insurance. In the recent past...

Click here to read the rest of this article from Insurance Guide 101

Oklahoma State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: AIDS/HIV testing/vaccine , ambulatory surgery centers , ambulance transportation and services , audiologist , bone mass measurement , breast reconstruction , cervical cancer/HPV screening , chiropractor , colorectal cancer screening , contraceptives , dental anesthesia , dentist , dependent coverage (including newborns, adopted children) , diabetes (self-management and supplies) , emergency room service , hair prothesis , hearing aids for minors , mammography , mastectomy (including minimum stay) , maternity (including minimum stay) , mental health , newborn sickle cell anemia testing , nurse midwife , off-label drug use , optometrist , osteopath (D.O.) , PKU/metabolic disorder , podiatrist , prostate cancer screening , psychologist , speech therapist , well child care

About Us | Contact Us | Link to Us | Privacy Policy | Terms of Use | Insurance Resources | Sitemap