Articles Editor's Blog Reader Mail

Group Health Insurance for Small Businesses Sapulpa OK

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

Insphere Insurance Solutions
(918) 519-1017
1915 W C St.
Jenks , OK
 
United American Insurance Company.
(918) 766-6125
4821 South Sheridan Suite 226
Tulsa, OK
 
United American Insurance Company.
(918) 766-6125
4821 South Sheridan Suite 226
Tulsa, OK
 
ANCHOR INSURANCE AGENCY
(918) 688-6978
5810 E. SKELLY DR. STE. 620
TULSA, OK
 
Oklahoma Health and Life Insurance
(405) 409-7884
4013 NW Expressway
Oklahoma City, OK
 
ANCHOR INSURANCE AGENCY
(918) 688-6978
5810 E. SKELLY DR. STE. 620
TULSA, OK
 
James Oplotnik
3621 Northwest 63rd St
Oklahoma City, OK
Company
Title: President
Company: Access Advisory Group LLC
Type
Investment Advisor Rep: Yes
Registered Investor: Yes
Years Experience
Years Experience: 24
Service
Asset Protection Strategies & Planning,Individual Income Tax Planning,Medicaid,Life Insurance,Investment & Portfolio Management,Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Business Income Tax Planning,Fee-Only Comprehensive Financial Planning,Medicare Planning,Health Care Insurance,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Insuranc

Data Provided by:
Delivering on the Promise
(405) 651-9090
mustang
mustang, OK
 
Bass Insurance Agency
(405) 340-7396
2 E 11th suite 206
Edmond, OK
 
Insphere Insurance Solutions
(918) 519-1017
1915 W C St.
Jenks , OK
 
Data Provided by:

Group Health Insurance for Small Businesses

Provided By: 

Group Health Insurance for Small Businesses

Small business? Do you have between 2 and 50 people in your organization? With as few as two you may qualify for a group dental or health insurance plan.

Small business dental and health insurance has many benefit's. Besides providing medical care for yourself and your employees, a group insurance plan helps spread the financial risk between all the members. Most of the time, this will mean lower premiums and better coverage for the individuals in the group.

pare, save and apply online. Quick quotes from multiple carriers. healthprices.com Breaking Healthcare News! National healthcare discount plan available now for under $3 a day americans4healthcare.net

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

How does this group insurance work? A small business dental or health insurance plan provides it's members with a set policy coverage. Individual employees may be able to add policy riders and additional coverage to fit their specific needs, but the basic policy format will remain the same for everyone in the group.

Likewise, although small business dental and health insurance comes in a variety of shapes and sizes (fee-for-service, HMO, DHMO, PPO, POS to refer to the most common), the format your organization chooses will apply to all members. Given this, it makes sense to talk to your employees and determine if the group as a whole has a preference for the type of dental or health plan chosen. There are pros and cons to each one.

Remember that group health or dental insurance cannot be made compulsory. However, you may have to maintain a minimum number of participants in order to guarantee coverage. This is where getting the feedback of your employees regarding their preference can really help in maintaining the plan.

Will you company be able to afford this? Well, group dental or health insurance is less expensive than the cost of a bunch of individual policies added up, but it's not cheap. As the employer, you will have to be prepared to pay some percentage of an employees premium. This could be as high a...

Click here to read the rest of this article from Insurance Guide 101

Oklahoma State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: AIDS/HIV testing/vaccine , ambulatory surgery centers , ambulance transportation and services , audiologist , bone mass measurement , breast reconstruction , cervical cancer/HPV screening , chiropractor , colorectal cancer screening , contraceptives , dental anesthesia , dentist , dependent coverage (including newborns, adopted children) , diabetes (self-management and supplies) , emergency room service , hair prothesis , hearing aids for minors , mammography , mastectomy (including minimum stay) , maternity (including minimum stay) , mental health , newborn sickle cell anemia testing , nurse midwife , off-label drug use , optometrist , osteopath (D.O.) , PKU/metabolic disorder , podiatrist , prostate cancer screening , psychologist , speech therapist , well child care

About Us | Contact Us | Link to Us | Privacy Policy | Terms of Use | Insurance Resources | Sitemap