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Group Health Insurance for Small Businesses Laramie WY

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

Blue Cross & Blue Shield of Wyoming
(307) 745-5386
410 E Grand Ave
Laramie, WY
 
Blue Cross & Blue Shield of Wyoming
(307) 856-4063
205 N 5th St E
Riverton, WY
 
Farmers Insurance Group
(307) 856-4439
113 S 2nd St E
Riverton, WY
 
Tegeler & Associates
(307) 673-1313
267 N Main St
Sheridan, WY
 
Fremont Financial
(307) 856-1234
2220 Riverview Rd
Riverton, WY
 
Tegeler & Associates
(307) 332-7610
194 N 7th St
Lander, WY
 
Homestead Insurance Agency Inc
(307) 682-5130
1001 S Douglas Hwy
Gillette, WY
 
Blue Cross & Blue Shield of Wyoming
(307) 682-5001
405 W Boxelder Rd
Gillette, WY
 
Blue Cross & Blue Shield of Wyoming
(307) 674-4612
23 N Scott St
Sheridan, WY
 

Group Health Insurance for Small Businesses

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Group Health Insurance for Small Businesses

Small business? Do you have between 2 and 50 people in your organization? With as few as two you may qualify for a group dental or health insurance plan.

Small business dental and health insurance has many benefit's. Besides providing medical care for yourself and your employees, a group insurance plan helps spread the financial risk between all the members. Most of the time, this will mean lower premiums and better coverage for the individuals in the group.

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Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

How does this group insurance work? A small business dental or health insurance plan provides it's members with a set policy coverage. Individual employees may be able to add policy riders and additional coverage to fit their specific needs, but the basic policy format will remain the same for everyone in the group.

Likewise, although small business dental and health insurance comes in a variety of shapes and sizes (fee-for-service, HMO, DHMO, PPO, POS to refer to the most common), the format your organization chooses will apply to all members. Given this, it makes sense to talk to your employees and determine if the group as a whole has a preference for the type of dental or health plan chosen. There are pros and cons to each one.

Remember that group health or dental insurance cannot be made compulsory. However, you may have to maintain a minimum number of participants in order to guarantee coverage. This is where getting the feedback of your employees regarding their preference can really help in maintaining the plan.

Will you company be able to afford this? Well, group dental or health insurance is less expensive than the cost of a bunch of individual policies added up, but it's not cheap. As the employer, you will have to be prepared to pay some percentage of an employees premium. This could be as high a...

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Wyoming State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: audiologist, breast reconstruction, cervical cancer/HPV screening, chiropractor, clinical trial cancer, colorectal cancer screening, dentist, dependent coverage (including newborns, adopted children, noncustodial children or stepchildren, disabled dependent adults), diabetes self-management and supplies, dietician, facility (public or other), licensed health professional, mammography, mastectomy, maternity (including minimum stay), nurse (anesthetist, practitioner, psychiatric), occupational therapist, optometrist, osteopath (D.O.), physical therapistA, physician assistant, podiatrist, professional counselor, prostate cancer screening, psychologist, social worker, speech therapist

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