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Frequently Asked Health Insurance Questions Moscow ID

If your new employer is not going to provide health insurance as part of your benefit's you will be looking at significantly higher premiums for individual health coverage. Your best bet? Be sure to 'carry forward' your health insurance from your previous job for the full allotted time.

Neighbors Insurance
(208) 882-8113
411 N. Almon # 401
Moscow, ID
 
Intermountain Agency
208-344-0022 extension 115
1650 S Albright Lane
Boise, ID
 
Senior Insurance Benefits
(208) 685-9234
1577 N. Linder Rd.
Kuna, ID
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Final Expense Life Insurance

Agency of Choice
(208) 342-6288
1818 S Londoner Way
Boise, ID
 
Intermountain Agency Inc.
(208) 377-7101
1650 S. Albright Lane
Boise, ID
 
High Valley Dermatology & Dermatologic Surgery
(208) 522-7546
2085 Providence Way
Idaho Falls, ID
 
Neighbors Insurance
(208) 882-8113
411 N. Almon # 401
Moscow, ID
 
Creative Benefits
(208) 854-1308
10020 W Fairview Ave
Boise, ID
 

Frequently Asked Health Insurance Questions

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Health Insurance Questions

Health Insurance - What if I move to another job?
If your new employer is not going to provide health insurance as part of your benefit's you will be looking at significantly higher premiums for individual health coverage. Your best bet? Be sure to 'carry forward' your health insurance from your previous job for the full allotted time.

You are allowed to carry forward health insurance for up to 18 months. While you will be responsible for the full premium health insurance group rates are significantly less than individual rates. It's well worth it.

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Once the 18 months are up you will have to have individual health insurance coverage in place. But, at least you'll have had a price break for 18 months. Just remember that you have some forms to fill in! You can get them from your previous employer's benefit's department. You need to fill them out within 60 days of leaving. If you don't you can be denied health insurance coverage - and your more expensive individual coverage will have to start right away.

Health Insurance - What if I become unemployed?
If you are going to maintain your health insurance benefit's under COBRA, you must fill out the appropriate paper work within 60 days of leaving your job. Otherwise, you may be denied coverage and you'll be looking at the higher individual health insurance premiums sooner.

You are entitled to carry your group health insurance coverage with you to a new job for up to 18 months. This has been legislated under the Congressional Budget Reconciliation Act or COBRA. Definitely, ca...

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Idaho State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: audiologist , breast reconstruction , cleft lip and palate , dependent coverage (including newborns, adopted children, dependent/student adults, disabled dependent adults) , emergency room service , facility (public or other) , mammography , maternity minimum stay , mental health , speech therapist

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