Articles Editor's Blog Reader Mail

Frequently Asked Health Insurance Questions Hillsboro OR

If your new employer is not going to provide health insurance as part of your benefit's you will be looking at significantly higher premiums for individual health coverage. Your best bet? Be sure to 'carry forward' your health insurance from your previous job for the full allotted time.

Fred King, CFP
The H Group, Inc.
Portland, OR
Company: Fee-Only Financial Planner ("No Commissions")
Registered Investor: Yes
Oregon State University
B.S., Business
Years Experience
Years Experience: 6
Wealth Engineering,Income for Life/ Preserve Principal,Medicare Planning,Investment & Portfolio Management,Investment Consulting & Allocation Design,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Fee-Only Comprehensive Financial Planning,Portfolio Engineering,IRA, 401k, Roth IRA, QDRO Rollovers,Alternative Investments,Retirement Planning,Long-Term Health Care Planning,Business Succession & Liquidation Planning,Estate Tax Pl

Data Provided by:
Adam Klein Insurance
(503) 475-7536
18215 SW Longace St
Beaverton, OR
Pacific Benefits Group
(503) 334-8228
1915 NW Amberglen Pkwy
Beaverton, OR
Portland Laser & Surgery Center
(503) 446-5300
9427 SW Barnes Road, Suite 394
Portland, OR
American Family Insurance Regional Office
(503) 968-5800
12909 SW 68th Parkway
Portland, OR
Jeff Vass
510 SW 5th Ave
Portland, OR
Title: LPL Financial Advisor
Company: Meridian Financial Group
Investment Advisor Rep: Yes
401k Rollover From Employer,CD Alternative,Disability Insurance,Annuities,Long-Term Health Care Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Stock Market Alternative,Alternative Investments,Life Insurance,Investment & Portfolio Management,Insurance & Risk Management Planning,Retirement Income Accumulation Planning,IRA, 401k, Roth IRA, QDRO Rollovers,Wealth Management,Health Care Insurance,Retirement Planning,Business Succession & Liquidation Planning,Retirement Income Dist

Data Provided by:
Behind the Smile Dentistry for Children
(503) 715-0691
2380 NW Amberbrook Dr
Hillsboro, OR
(866) 663-1828
16055 SW Walker Rd Suite 443
Portland, OR
Alliance Affordable Health Insurance
(503) 244-7880
10220 Sw Greenburg Rd
Portland, OR
Timberline Health Benefits LLC
(503) 292-2075
5319 Sw Westgate Dr
Portland, OR
Data Provided by:

Frequently Asked Health Insurance Questions

Provided By: 

Health Insurance Questions

Health Insurance - What if I move to another job?
If your new employer is not going to provide health insurance as part of your benefit's you will be looking at significantly higher premiums for individual health coverage. Your best bet? Be sure to 'carry forward' your health insurance from your previous job for the full allotted time.

You are allowed to carry forward health insurance for up to 18 months. While you will be responsible for the full premium health insurance group rates are significantly less than individual rates. It's well worth it.

pare, save and apply online. Quick quotes from multiple carriers. Breaking Healthcare News! National healthcare discount plan available now for under $3 a day

Once the 18 months are up you will have to have individual health insurance coverage in place. But, at least you'll have had a price break for 18 months. Just remember that you have some forms to fill in! You can get them from your previous employer's benefit's department. You need to fill them out within 60 days of leaving. If you don't you can be denied health insurance coverage - and your more expensive individual coverage will have to start right away.

Health Insurance - What if I become unemployed?
If you are going to maintain your health insurance benefit's under COBRA, you must fill out the appropriate paper work within 60 days of leaving your job. Otherwise, you may be denied coverage and you'll be looking at the higher individual health insurance premiums sooner.

You are entitled to carry your group health insurance coverage with you to a new job for up to 18 months. This has been legislated under the Congressional Budget Reconciliation Act or COBRA. Definitely, ca...

Click here to read the rest of this article from Insurance Guide 101

Oregon State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: alcohol/substance abuse, acupuncturist, ambulance transportation and services, anti-psychotic drugs, autism, autism spectrum disorder, bilateral cochlear implant, brain injury, breast reconstruction, cervical cancer/HPV screening, chemotherapy, chiropractor, clinical trial (cancer), colorectal cancer screening, contraceptives, dentist, denturist, dependent coverage (including newborns, adopted children, noncustodial children or stepchildren, dependent students/adults, domestic partner and civil union), diabetes (self-management and supplies), emergency room service, facility (public or other), family therapist, hearing aids for minors, HPV vaccine, long-term care, mammography, marriage therapist, mastectomy, maternity (including minimum stay), mental health, nurse practitioner, off-label drug use, optometrist, orthotics, physician assistant, PKU/metabolic disorder, preventive health services, prosthetics, prostate cancer screening, psychologist, smoking cessation, social worker, telemedicine, including services provided in connection with the treatment of diabetes

About Us | Contact Us | Link to Us | Privacy Policy | Terms of Use | Insurance Resources | Sitemap