Articles Editor's Blog Reader Mail

Frequently Asked Health Insurance Questions Ames IA

If your new employer is not going to provide health insurance as part of your benefit's you will be looking at significantly higher premiums for individual health coverage. Your best bet? Be sure to 'carry forward' your health insurance from your previous job for the full allotted time.

T. Scott Nevitt
2928 Ingersoll Avenue
Des Moines, IA
Company
Title: President/Trusted Advisor
Company: CORE Asset Management
Type
Investment Advisor Rep: Yes
Years Experience
Years Experience: 10
Service
Medicare Planning,Health Care Insurance,Retirement Planning,Real Estate Investment Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Hourly Financial Planning Engagements,Disability Insurance,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Medicaid,Life Insurance,Inv

Data Provided by:
Craig Adamson
1000 Lindale Drive
Marion, IA
Company
Title: President
Company: Adamson Financial Planning
Type
Investment Advisor Rep: Yes
Education
BS Iowa State University 1996
Years Experience
Years Experience: 14
Service
Life Insurance,Investment & Portfolio Management,Long-Term Health Care Planning,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Individual Income Tax Planning,Wealth Engineering,401k Rollover From Employer,Income for Life/ Preserve Principal,Medicare Planning,Health Care Insurance,Retirement Planning,Real Estate Investment Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Plan

Data Provided by:
Insurance Policy Centrers LLC
(319) 354-0097
765 Bay Ridge Drive
Iowa City, IA
 
Bill Elson
3705 Grand Avenue
Des Moines, IA
Company
Company: Spectrum Financial Services
Service
Hourly Financial Planning Engagements,Fee Only Portfolio Management,Pension for Highly Compensated Owners,Stock Market Alternative,Wealth Management,Medicaid,Life Insurance,Investment & Portfolio Management,Long-Term Health Care Planning,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Individual Income Tax Planning,Wealth Engineering,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Medicare Planning,Health Care Insurance,Retirement Planning

Data Provided by:
HealthSource of Cedar Rapids
(319) 540-8065
206 Collins Road NE, Ste 102
Cedar Rapids, IA
 
Data Provided by:

Frequently Asked Health Insurance Questions

Provided By: 

Health Insurance Questions

Health Insurance - What if I move to another job?
If your new employer is not going to provide health insurance as part of your benefit's you will be looking at significantly higher premiums for individual health coverage. Your best bet? Be sure to 'carry forward' your health insurance from your previous job for the full allotted time.

You are allowed to carry forward health insurance for up to 18 months. While you will be responsible for the full premium health insurance group rates are significantly less than individual rates. It's well worth it.

pare, save and apply online. Quick quotes from multiple carriers. healthprices.com Breaking Healthcare News! National healthcare discount plan available now for under $3 a day americans4healthcare.net

Once the 18 months are up you will have to have individual health insurance coverage in place. But, at least you'll have had a price break for 18 months. Just remember that you have some forms to fill in! You can get them from your previous employer's benefit's department. You need to fill them out within 60 days of leaving. If you don't you can be denied health insurance coverage - and your more expensive individual coverage will have to start right away.

Health Insurance - What if I become unemployed?
If you are going to maintain your health insurance benefit's under COBRA, you must fill out the appropriate paper work within 60 days of leaving your job. Otherwise, you may be denied coverage and you'll be looking at the higher individual health insurance premiums sooner.

You are entitled to carry your group health insurance coverage with you to a new job for up to 18 months. This has been legislated under the Congressional Budget Reconciliation Act or COBRA. Definitely, ca...

Click here to read the rest of this article from Insurance Guide 101

Iowa State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: autism, breast reconstruction, chiropractor, contraceptives, dental anesthesia, dentist, dependent coverage (including newborns, adopted children, dependent/student adults, disabled dependent adults, domestic partner, civil union), diabetes (self-management and supplies), emergency room service, HPV vaccine, mammography, maternity minimum stay, mental health, nurse (includes nurse practitioner), optometrist, orthotics, physician assistant, prosthetics, well child care

About Us | Contact Us | Link to Us | Privacy Policy | Terms of Use | Insurance Resources | Sitemap