Fee for Service Dental Insurance - Direct Reimbursement & Indemnity Plans Savannah GA
Company: Lundy Insurance Group, Inc.
Pension for Highly Compensated Owners,Stock Market Alternative,Alternative Investments,Disability Insurance,Annuities,Annuity Ideas & Strategy Planning,Asset Protection Strategies & Planning,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Medicaid,Life Insurance,Long-Term Health Care Planning,Retirement Income Accumulation Planning,401k Rollover From Employer,Income for Life/ Preserve Principal,Medicare Planning,Health Care Insurance,Retirement Planning,Retirement Income Distribution Planning
Company: North Georgia Investment Planning LLC
Georgia State University/BS PUblic and Urban Affairs
Georgia State University/MBA in Finance
Years Experience: 5
Real Estate Investment Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Estate Tax Planning,Asset Protection Strategies & Planning,Fee-Only Comprehensive Financial Planning,401k Rollover From Employer,Wealth Management,Disability Insurance,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Insurance & Risk Management Planning,Retirement Income Accumulation Planning,Individual Income Tax Planning,Pension for Highly Compensated
Investment Advisor Rep: Yes
Registered Investor: Yes
MBA - Financial Services; Lipscomb University; Nashville, TN
Major: Accounting; Lipscomb University
Real Estate Investment Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Wealth Engineering,Asset Protection Strategies & Planning,Pension for Highly Compensated Owners,Fee-Only Comprehensive Financial Planning,Stock Market Alternative,Wealth Management,Medicaid,Alternative Asset Class Planning,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Portfolio Engineering,Mortgage Refinancing,Hourly Financial Planning Engagements,IRA,
Fee for Service Dental Insurance - Direct Reimbursement & Indemnity Plans
Dental Insurance - Fee for Service
Fee for service dental insurance plans assume that each time you see a medical professional you will pay the fee. As a patient, you have your choice of physician or professional. You then submit a claim report to the dental insurance company. While this type of plan does not restrict the patient regarding doctor selection it can restrict the type of treatment that will be reimbursed.
Within the Fee for Service policy you can have two kinds of payment structures for dental procedures:
Dental Insurance - Direct Reimbursement
With direct reimbursement dental insurance plans you pay upfront and the dental insurers will reimburse you. In most of these dental insurance plans you will be reimbursed based on the number of dollars spent as opposed to by procedure type. You will have complete freedom to choose the Dentist of your choice.
Dental Insurance - Indemnity
An indemnity dental insurance plan assigns a payment amount for a type of dental procedure regardless of the actual charges. You may be able to 'pay the difference' and have the Dentist claim against your insurance or you may have to pay upfront and make the claim yourself. Note that the amount which a dental insurance plan pays may bear little resemblance to what the Dentist charges, even though it may be termed a "reasonable" or "customary" fee limit.
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