Fee for Service Dental Insurance - Direct Reimbursement & Indemnity Plans Lake Havasu City AZ
Title: AAMS, AWMA
Company: Symphony Financial Services LLC
Investment Advisor Rep: Yes
College for Financial Planning Accredited Asset Management Specialist
College for Financial Planning Accredited Wealth Management Advisor
Years Experience: 24
High Yield Bank Accounts,401k Rollover From Employer,Income for Life/ Preserve Principal,Alternative Investments,Disability Insurance,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Individual Income Tax Planning,Portfolio Engineering,Pension for Highly Compensated Owners,Stock Market Alternative,Reverse Mortgage,Medicaid,Life Insurance,Investment & Portfolio
Title: Investment Advisor Representative
Company: Cross Financial
Investment Advisor Rep: Yes
Arizona State University
Years Experience: 13
Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Fee-Only Comprehensive Financial Planning,401k Rollover From Employer,CD Alternative,Disability Insurance,Annuities,Alternative Asset Class Planning,Commission-Only Financial Planning (Full Disclosure),Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Business Income Tax Planning,Fee Only Portfolio Management,Income for Life/ Preserve Princi
Fee for Service Dental Insurance - Direct Reimbursement & Indemnity Plans
Dental Insurance - Fee for Service
Fee for service dental insurance plans assume that each time you see a medical professional you will pay the fee. As a patient, you have your choice of physician or professional. You then submit a claim report to the dental insurance company. While this type of plan does not restrict the patient regarding doctor selection it can restrict the type of treatment that will be reimbursed.
Within the Fee for Service policy you can have two kinds of payment structures for dental procedures:
Dental Insurance - Direct Reimbursement
With direct reimbursement dental insurance plans you pay upfront and the dental insurers will reimburse you. In most of these dental insurance plans you will be reimbursed based on the number of dollars spent as opposed to by procedure type. You will have complete freedom to choose the Dentist of your choice.
Dental Insurance - Indemnity
An indemnity dental insurance plan assigns a payment amount for a type of dental procedure regardless of the actual charges. You may be able to 'pay the difference' and have the Dentist claim against your insurance or you may have to pay upfront and make the claim yourself. Note that the amount which a dental insurance plan pays may bear little resemblance to what the Dentist charges, even though it may be termed a "reasonable" or "customary" fee limit.
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