Fee for Service Dental Insurance - Direct Reimbursement & Indemnity Plans Hazard KY
Company: C Risher Financial, LLC
Investment Advisor Rep: Yes
Registered Investor: Yes
Years Experience: 10
Wealth Engineering,401k Rollover From Employer,Income for Life/ Preserve Principal,Alternative Investments,Life Insurance,Investment & Portfolio Management,Investment Consulting & Allocation Design,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Fee-Only Comprehensive Financial Planning,Portfolio Engineering,Pension for Highly Compensated Owners,Stock Market Alternative,Wealth Management,Health Care Insurance,Retirement Planning,Long-Term Hea
Louisville , KY
Short Term Health For Self Employed
Company: Cornerstone Wealth Management
Investment Advisor Rep: Yes
University of Kentucky
Bachelor of Arts in Education
Bachelor of Business Administration
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Medicare Supplements and Medicare Advantage Plans
Fee for Service Dental Insurance - Direct Reimbursement & Indemnity Plans
Dental Insurance - Fee for Service
Fee for service dental insurance plans assume that each time you see a medical professional you will pay the fee. As a patient, you have your choice of physician or professional. You then submit a claim report to the dental insurance company. While this type of plan does not restrict the patient regarding doctor selection it can restrict the type of treatment that will be reimbursed.
Within the Fee for Service policy you can have two kinds of payment structures for dental procedures:
Dental Insurance - Direct Reimbursement
With direct reimbursement dental insurance plans you pay upfront and the dental insurers will reimburse you. In most of these dental insurance plans you will be reimbursed based on the number of dollars spent as opposed to by procedure type. You will have complete freedom to choose the Dentist of your choice.
Dental Insurance - Indemnity
An indemnity dental insurance plan assigns a payment amount for a type of dental procedure regardless of the actual charges. You may be able to 'pay the difference' and have the Dentist claim against your insurance or you may have to pay upfront and make the claim yourself. Note that the amount which a dental insurance plan pays may bear little resemblance to what the Dentist charges, even though it may be termed a "reasonable" or "customary" fee limit.
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