Fee for Service Dental Insurance - Direct Reimbursement & Indemnity Plans Bellingham WA
Company: Senior Financial Consultants, Inc
Stock Market Alternative,Wealth Management,Life Insurance,Investment & Portfolio Management,Long-Term Health Care Planning,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Hourly Financial Planning Engagements,High Yield Bank Accounts,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Medicaid,Retirement Planning,Real Estate Investment Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accum
Title: Financial Advisor
Company: Independent Financial Group, LLC
Investment Advisor Rep: Yes
Columbia Basin College
The American College
The Academy of Financial Management
Years Experience: 24
Health Care Insurance,Retirement Planning,Long-Term Health Care Planning,Retirement Income Distribution Planning,401k Rollover From Employer,Wealth Management,Annuities,Alternative Asset Class Planning,Estate Tax Planning,Fee-Only Comprehensive Financial Planning,Mortgage Refinancing,CD Alternative,Life Insurance,Investment & Portfolio Management,Business Succession & Liquidation Planning,Asset Protection Strategies & Planning,IRA, 401k, Roth IRA, QDRO Rollovers
Fee for Service Dental Insurance - Direct Reimbursement & Indemnity Plans
Dental Insurance - Fee for Service
Fee for service dental insurance plans assume that each time you see a medical professional you will pay the fee. As a patient, you have your choice of physician or professional. You then submit a claim report to the dental insurance company. While this type of plan does not restrict the patient regarding doctor selection it can restrict the type of treatment that will be reimbursed.
Within the Fee for Service policy you can have two kinds of payment structures for dental procedures:
Dental Insurance - Direct Reimbursement
With direct reimbursement dental insurance plans you pay upfront and the dental insurers will reimburse you. In most of these dental insurance plans you will be reimbursed based on the number of dollars spent as opposed to by procedure type. You will have complete freedom to choose the Dentist of your choice.
Dental Insurance - Indemnity
An indemnity dental insurance plan assigns a payment amount for a type of dental procedure regardless of the actual charges. You may be able to 'pay the difference' and have the Dentist claim against your insurance or you may have to pay upfront and make the claim yourself. Note that the amount which a dental insurance plan pays may bear little resemblance to what the Dentist charges, even though it may be termed a "reasonable" or "customary" fee limit.
Don't forget to check out the how do I choose a dental insurance policy, dental insurance - fee for service , de...