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Fee for Service Dental Insurance - Direct Reimbursement & Indemnity Plans Albuquerque NM

Within the Fee for Service policy you can have two kinds of payment structures for dental procedures. Read on and learn more about service dental insurance.

Dr. Stephen Walker & Assoc.
(505) 473-5100
3530 Zafarano Dr.
Santa Fe, NM
 
Lovelace Health System
(505) 262-1780
Albuquerque, NM
 
Lovelace Health Plan
(505) 262-1780
Albuquerque, NM
 
Lovelace Premier Choice
(505) 232-1883
4101 Indian School Rd NE
Albuquerque, NM
 
Lovelace Senior Plan
(505) 995-2974
440 Saint Michaels Dr
Santa Fe, NM
 
Lovelace Senior Plan
(505) 262-3757
Albuquerque, NM
 
Brazis & Associates Wireless Service
(505) 730-8669
Albuquerque, NM
 
Brazis & Associates
(505) 265-3629
3644 Thaxton Ave SE
Albuquerque, NM
 
New Mexico Health Insurance Alliance
(505) 989-1600
460 Saint Michaels Dr
Santa Fe, NM
 
Massachusetts Mutual Life Insurance Company
(505) 722-2253
100 W Hill Ave
Gallup, NM
 

Fee for Service Dental Insurance - Direct Reimbursement & Indemnity Plans

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Dental Insurance - Fee for Service

Fee for service dental insurance plans assume that each time you see a medical professional you will pay the fee. As a patient, you have your choice of physician or professional. You then submit a claim report to the dental insurance company. While this type of plan does not restrict the patient regarding doctor selection it can restrict the type of treatment that will be reimbursed.

Within the Fee for Service policy you can have two kinds of payment structures for dental procedures:

Dental Insurance - Direct Reimbursement
With direct reimbursement dental insurance plans you pay upfront and the dental insurers will reimburse you. In most of these dental insurance plans you will be reimbursed based on the number of dollars spent as opposed to by procedure type. You will have complete freedom to choose the Dentist of your choice.

Dental Insurance - Indemnity
An indemnity dental insurance plan assigns a payment amount for a type of dental procedure regardless of the actual charges. You may be able to 'pay the difference' and have the Dentist claim against your insurance or you may have to pay upfront and make the claim yourself. Note that the amount which a dental insurance plan pays may bear little resemblance to what the Dentist charges, even though it may be termed a "reasonable" or "customary" fee limit.

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