Disability Insurance Cut Disability Insurance with Early Intervention Clemmons NC
East Bend, NC
Title: Retirement Specialist
Company: Medwin & Associates
Gardner Webb University
Years Experience: 15
Stock Market Alternative,Wealth Management,Life Insurance,Long-Term Health Care Planning,Estate Tax Planning,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Medicare Planning,Retirement Planning,Insurance & Risk Management Planning,Education Funding & Financial Aid Planning,401k Rollover From Employer,Income for Life/ Preserve Principal,Alternative Investments,Annuities,Annuity Ideas & Strategy Planning,Asset Protection Strategies & Planning
Rutherford College, NC
Medicaid,Annuities,Annuity Ideas & Strategy Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Medicare Planning,Life Insurance,Commission-Only Financial Planning (Full Disclosure),Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Health Care Insurance,Retirement Planning,Insurance & Risk Management Planning,Retirement Income Distribution Planning
CD Alternative,Health Care Insurance,Long-Term Health Care Planning,Asset Protection Strategies & Planning,Income for Life/ Preserve Principal,Disability Insurance,Annuities,Insurance & Risk Management Planning,High Yield Bank Accounts,Medicare Planning,Life Insurance,Annuity Ideas & Strategy Planning
Disability Insurance Cut Disability Insurance with Early Intervention
Cut Disability Costs with Early Intervention
Are you an employer who would like to cut the costs of disability to your business? The experts agree: the best way to reduce the costs of disability is to intervene early.
What is meant by intervene? Well, studies indicate that employers, which put in place integrated disability management programs, help employees get the support they need, while also ensuring a quicker and more timely return to work after injury or disability.
Some studies indicate that such programs can actually have employees returning to work up to 20% sooner.
Lets look at an example. Sun Life did a study that tracked the outcomes of nearly 1,000 short-term disability claims, excluding maternity leaves. These claims were divided into two groups those who received early intervention disability services and those who did not. Early intervention services included:
- Claimant and physician coaching about return-to-work expectations
- Employer education on disability issues
- Identification of viable job alternatives, including light duty positions to allow employees to return to the workplace sooner
- Job site modifications to accommodate disabled workers to also allow early return
- Medical intervention to ensure the employee was receiving appropriate medical care, at all phases of treatment and recovery
- Three-way coordination and communication between the employer, employee and physician
- Vocational counselling