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Dental Plans vs. Dental Insurance Henderson NV

Well, you can consider a dental discount plan. A dental discount plan is NOT insurance. In fact, it is more like being a member of a group-buying club. Fundamentally, what you get is a discount on your dental services. With the power of the group behind them, the founders of such plans have negotiated a reduced fee for service with dentists who are part of the discount plan. Dentists in the plan will consider this lower fee to be equivalent to payment in full.

Corey Zimet
10620 So. Highlands Pkwy
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Kidz Dentistry-Mark C
(702) 733-8341
1600 W Sunset Rd Ste
Henderson, NV
 
Kidz Dentistry-Mark C Peterson
(702) 733-8341
1600 W Sunset Rd Ste
Henderson, NV
 
John F. Mack DDS PC
(702) 968-0707
4300 E. Sunset Blvd. Ste. B2
Henderson, NV
 
Nevada Oral and Facial Surgery
(702) 360-8918
1525 Warm Springs Rd Ste
Henderson, NV
 
John A Cerio Insurance Broker
(702) 682-5534
53 Pheasant Ridge Dr
Henderson, NV
 
Jgnt Benefits Group
(702) 245-2441
749 Monachi Street
Las Vegas, NV
 
Renee Bassett, DDS
(702) 436-0702
2501 N Green Valley Pkwy Ste
Henderson, NV
 
Warm Springs Dental
(702) 454-0818
1525 Warm Springs Rd Ste 100
Henderson, NV
 
Sun Valley Dental
(702) 547-4653
2651 N Green Valley Pkwy Ste
Henderson, NV
 
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Dental Plans vs. Dental Insurance

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Dental Plans vs. Dental Insurance

If you don't have insurance through your employer, or are self-employed, you may be struggling with getting a reasonably priced dental insurance plan. The costs of an individual policy can be quite high and the coverage is likely to be less than you'd get with any group plan or employer plan.

What are your options?

Well, you can consider a dental discount plan. A dental discount plan is NOT insurance. In fact, it is more like being a member of a group-buying club. Fundamentally, what you get is a discount on your dental services. With the power of the group behind them, the founders of such plans have negotiated a reduced fee for service with dentists who are part of the discount plan. Dentists in the plan will consider this lower fee to be equivalent to payment in full. You will get that discount on the spot. You don't have to wait for reimbursement from your insurance. You don't have co-payments or deductibles to worry about.

For the price of a yearly membership, you will have the right to use any dentist who is part of the group-buying club. You'll only pay for the dental services you actually use, as opposed to paying an insurance premium that often assumes that you'll make a certain use of dental services.

Another benefit is that your membership fee is usually lower than the cost of your yearly insurance premiums.

What are your options? Well, if you are making use of high-priced dental services, the discounts may not save you as much as having insurance would have. Also, since you pay as you go with dental discount plans, if you have a particularly challenging year and there are a lot of dental services to pay, you'll be paying a lot more out of pocket. Insurance tends to soften the impact of a bad year much more than a dental discount plan would.

Insurance will often either prevent you from making payments up front or it will reimburse you more afterwards. Further, the services that are most often...

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