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Comprehensive Car Insurance Coverage Ames IA

Comprehensive car insurance coverage will reimburse you if your car is stolen or damaged by something other than a collision, with either a car or an object.

Shrum- William R - State Farm Insurance Agent
(515) 232-0030
118 Main Street
Ames, IA
 
Doyle- Mark S - State Farm Insurance Agent
(515) 232-8090
823 Wheeler Street Ste 8
Ames, IA
 
Barney Russell G
(515) 232-8090
123 6th St
Ames, IA
 
Geise- Brandon D
(515) 733-4366
617 Broad St
Story City, IA
 
Riley- Eric L
(515) 433-0310
1332 S Marshall St
Boone, IA
 
Dobson- Meg E - State Farm Insurance Agent
(515) 232-3307
515 Grand Avenue Ste 104
Ames, IA
 
Allstate Insurance-Marci Baldwin
(515) 232-0771
516 Lincoln Way #b
Ames, IA
 
Madsen- Gregory G
(515) 382-6539
616 J Ave
Nevada, IA
 
American Family Insurance
(515) 733-4719
619 Broad Street
Story City, IA
 
Wigert- Douglas D - State Farm Insurance Agent
(515) 432-1215
816 Story Street
Boone, IA
 

Comprehensive Car Insurance Coverage

Provided By: 

Comprehensive Car Insurance

If your car is stolen or damaged by something other than a collision, with either a car or an object, comprehensive car insurance coverage will reimburse you.

What does this mean? If your car is damaged in the following ways you are covered by comprehensive car insurance:

  • Fire
  • Earthquake
  • Flood
  • Windstorm
  • Hail
  • Falling objects
  • Missiles
  • Explosions
  • Vandalism
  • Rioting
  • Contact with animals

You were driving down the highway. A truck was in front of you. It kicked up a stone and you received a crack in your windshield? Comprehensive car insurance coverage is usually what pays for these kinds of windshield repairs. You were coming home from the cottage and you hit a deer. Comprehensive car insurance will cover the repairs - but not vet bills for the deer.

Be aware that some car insurance companies may have special provisions in areas which are hard-hit by natural disasters. This may require you to obtain a special rider for some kinds of damage. This will also increase the cost.

There is no set government legislation requiring comprehensive car insurance coverage on vehicles. However, if you buy a new car most banks will require that you have this comprehensive car insurance coverage as a stipulation of your car loan or lease.

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