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Collision Coverage - Auto Insurance & Collision Insurance Guide Wheeling WV

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents.

Allstate Auto Insurance
(888) 355-7971
198 Penn St
Brilliant, OH
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Bissett Jr- Paul D - State Farm Insurance Agent
(304) 233-1330
1111 Main Street
Wheeling, WV
 
Smith- Linda P - State Farm Insurance Agent
(304) 242-2390
2192 National Road
Wheeling, WV
 
Assenza- Dianna L - State Farm Insurance Agent
(740) 633-1844
110 South 4th Street
Martins Ferry, OH
 
Davis- Kevin S - State Farm Insurance Agent
(740) 676-7799
232 32nd Street
Bellaire, OH
 
Nationwide Insurance
(304) 232-5880
2500 Eoff Street
Wheeling, WV
 
Mountain State Blue Cross & Blue Shield Inc
(304) 234-4180
20th & Chapline
Wheeling, WV
 
Tennant- Angela - State Farm Insurance Agent
(304) 277-2000
1601 Warwood Avenue
Wheeling, WV
 
E. A. Lambert Agency
(740) 633-0343
111 S 4th St
Martins Ferry, OH
 
DeGenova- Raymond C - State Farm Insurance Agent
(740) 676-1631
3871 Central Avenue
Shadyside, OH
 

Collision Coverage - Auto Insurance & Collision Insurance Guide

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Auto Insurance - Collision

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents (such as roll-overs) and even damage by potholes. Collision auto insurance covers the cost of repairs to your car. Period.

This coverage remains in force whether you are at fault in the accident or not.

Collision auto insurance is relatively expensive coverage. If you have a new car collision auto insurance is likely a good investment. If you have a vehicle which you are driving into the ground don't buy collision auto insurance.

Also keep in mind that you can reduce the cost of collision auto insurance coverage by taking a higher deductible. However, this will expose you to higher costs in the case of an accident. You have to weigh the short term benefit and your driving record against the cost of an accident.

One thing to keep in mind: if an accident is not your fault, your auto insurance company will attempt to recover costs from the 'at fault' driver's auto insurance. If they recover their full costs they will refund you the deductible amount.

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