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Collision Coverage - Auto Insurance & Collision Insurance Guide Sioux City IA

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents.

Allstate Auto Insurance
(888) 355-7971
826 S Cecelia St
Sioux City, IA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Yaneff- Thomas P - State Farm Insurance Agent
(402) 494-1949
1000 West 29th Street Ste 216
South Sioux City, NE
 
Thousand Insurance Service Inc
(712) 255-1021
1303 Pierce Street
Sioux City, IA
 
Winkel- Derek N
(712) 202-0017
4127 Gordon Dr
Sioux City, IA
 
Thompson- William W - State Farm Insurance Agent
(712) 202-0022
3815 Stadium Drive
Sioux City, IA
 
Northeast Nebraska Insurance Agency Inc
(402) 494-1356
2021 Dakota Avenue
South Sioux City, NE
 
James- Angelo
(712) 252-1854
1524 Pierce St
Sioux City, IA
 
State Farm Insurance Claim Office
(712) 274-4100
4300 South Lakeport Street
Sioux City, IA
 
Gardner- Deborah J - State Farm Insurance Agent
(712) 255-4205
326 West 25th & Hamilton Boulevard
Sioux City, IA
 
Wieck- Ronald L
(712) 276-0313
920 Morningside Ave
Sioux City, IA
 

Collision Coverage - Auto Insurance & Collision Insurance Guide

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Auto Insurance - Collision

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents (such as roll-overs) and even damage by potholes. Collision auto insurance covers the cost of repairs to your car. Period.

This coverage remains in force whether you are at fault in the accident or not.

Collision auto insurance is relatively expensive coverage. If you have a new car collision auto insurance is likely a good investment. If you have a vehicle which you are driving into the ground don't buy collision auto insurance.

Also keep in mind that you can reduce the cost of collision auto insurance coverage by taking a higher deductible. However, this will expose you to higher costs in the case of an accident. You have to weigh the short term benefit and your driving record against the cost of an accident.

One thing to keep in mind: if an accident is not your fault, your auto insurance company will attempt to recover costs from the 'at fault' driver's auto insurance. If they recover their full costs they will refund you the deductible amount.

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