Articles Editor's Blog Reader Mail

Collision Coverage - Auto Insurance & Collision Insurance Guide Pell City AL

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents.

Allstate - Preston Rhodes
(205) 208-7246
2107 Martin Street South
Pell City, AL
Description
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

Allstate Auto Insurance
(888) 355-7971
7268 Deerfoot Pkwy
Trussville, AL
Description
Safe Drivers Save up to 20% on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

State Farm Insurance AEL
(205) 338-6639
2203 7th Avenue North
Pell City, AL
 
Cotton States Insurance
(205) 338-6085
705 Martin Street North
Pell City, AL
 
Myers- Connie B - State Farm Insurance Agent
(205) 338-9474
2109 7th Avenue North Ste 1
Pell City, AL
 
Allstate Auto Insurance
(888) 355-7971
311 Martin Dr
Odenville, AL
Description
Safe Drivers Save up to 20% on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Insurance-Sarah Rhodes Agency
(205) 338-0502
2107 Martin St S Ste 102
Pell City, AL
 
Deason- R Edwin - State Farm Insurance Agent
(205) 884-3590
220 Martin Street North
Pell City, AL
 
Frankie Raughton Insurance
(205) 884-1131
3509 Cogswell Avenue
Pell City, AL
 
State Farm Insurance
(205) 884-4194
Ed Deason
Pell City, AL
 

Collision Coverage - Auto Insurance & Collision Insurance Guide

Provided By: 

Auto Insurance - Collision

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents (such as roll-overs) and even damage by potholes. Collision auto insurance covers the cost of repairs to your car. Period.

This coverage remains in force whether you are at fault in the accident or not.

Collision auto insurance is relatively expensive coverage. If you have a new car collision auto insurance is likely a good investment. If you have a vehicle which you are driving into the ground don't buy collision auto insurance.

Also keep in mind that you can reduce the cost of collision auto insurance coverage by taking a higher deductible. However, this will expose you to higher costs in the case of an accident. You have to weigh the short term benefit and your driving record against the cost of an accident.

One thing to keep in mind: if an accident is not your fault, your auto insurance company will attempt to recover costs from the 'at fault' driver's auto insurance. If they recover their full costs they will refund you the deductible amount.

Don't forget to check out the reduce auto insurance cost , discount car insurance , car insurance medical , auto insurance collision , liability insurance , comprehensive car insurance , uninsured & underinsured , auto insurance cost , and how much insurance should I carry guides and click on the li...

Click here to read the rest of this article from Insurance Guide 101

About Us | Contact Us | Link to Us | Privacy Policy | Terms of Use | Insurance Resources | Sitemap