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Collision Coverage - Auto Insurance & Collision Insurance Guide Lincoln NE

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents.

KUHL Insurance Agency Inc
(402) 475-2609
300 North 27th Street Suite B
Lincoln, NE
 
Haberman- Robert J - State Farm Insurance Agent
(402) 483-7578
7121 O Street
Lincoln, NE
 
Thompson- Raymond L - State Farm Insurance Agent
(402) 475-2345
3701 O Street Ste 101
Lincoln, NE
 
Independent Insurance Representative
(402) 730-6066
303 North 52nd Street
Lincoln, NE
 
Hurlburt Daniel A III
(402) 434-0480
3325 A Street
Lincoln, NE
 
Higgins- Beverly J - State Farm Insurance Agent
(402) 483-2838
123 South 84th Street Ste D
Lincoln, NE
 
Williams- Karen L - State Farm Insurance Agent
(402) 434-6050
233 North 48th Street Ste O
Lincoln, NE
 
Allstate Insurance - Kris Rosenow
(402) 488-0955
4221 O St
Lincoln, NE
 
Motorcycle Insurance
(402) 476-3599
120 South 29th Street
Lincoln, NE
 
Dahlgren- Richard A - State Farm Insurance Agent
(402) 488-7855
221 South 66th Street
Lincoln, NE
 

Collision Coverage - Auto Insurance & Collision Insurance Guide

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Auto Insurance - Collision

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents (such as roll-overs) and even damage by potholes. Collision auto insurance covers the cost of repairs to your car. Period.

This coverage remains in force whether you are at fault in the accident or not.

Collision auto insurance is relatively expensive coverage. If you have a new car collision auto insurance is likely a good investment. If you have a vehicle which you are driving into the ground don't buy collision auto insurance.

Also keep in mind that you can reduce the cost of collision auto insurance coverage by taking a higher deductible. However, this will expose you to higher costs in the case of an accident. You have to weigh the short term benefit and your driving record against the cost of an accident.

One thing to keep in mind: if an accident is not your fault, your auto insurance company will attempt to recover costs from the 'at fault' driver's auto insurance. If they recover their full costs they will refund you the deductible amount.

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