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Collision Coverage - Auto Insurance & Collision Insurance Guide Leland NC

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents.

Allstate - Lagomarager Agency
(866) 602-1529
4837 Carolina Beach Rd Ste 101
Wilmington, NC
Description
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Eastern Underwriters
(910) 371-3336
110 Clairmont Plaza
Leland, NC
 
Bill Heinberg Insurance
(910) 762-9304
420 Orange Street
Wilmington, NC
 
Moore- Donald T
(910) 686-1272
7016A Market St
Wilmington, NC
 
Hibiske Insurance Group
(910) 383-0303
Leland Magnolia Gree
Wilmington, NC
 
Nationwide Insurance Agency
(910) 371-0770
320 Village Road Northeast
Leland, NC
 
Leland Auto Insurance Agency Inc
(910) 383-9945
112 Village Road Northeast
Leland, NC
 
Anchor Insurance
(910) 251-8612
2520 Castle Hayne Road
Wilmington, NC
 
Mary Beth Morgan Ins Agcy Inc - State Farm Insurance Agent
(910) 681-0000
8139 Market Street
Wilmington, NC
 
BB&T Insurance Services
(910) 762-2034
115 N 3rd St 5th Fl
Wilmington, NC
 

Collision Coverage - Auto Insurance & Collision Insurance Guide

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Auto Insurance - Collision

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents (such as roll-overs) and even damage by potholes. Collision auto insurance covers the cost of repairs to your car. Period.

This coverage remains in force whether you are at fault in the accident or not.

Collision auto insurance is relatively expensive coverage. If you have a new car collision auto insurance is likely a good investment. If you have a vehicle which you are driving into the ground don't buy collision auto insurance.

Also keep in mind that you can reduce the cost of collision auto insurance coverage by taking a higher deductible. However, this will expose you to higher costs in the case of an accident. You have to weigh the short term benefit and your driving record against the cost of an accident.

One thing to keep in mind: if an accident is not your fault, your auto insurance company will attempt to recover costs from the 'at fault' driver's auto insurance. If they recover their full costs they will refund you the deductible amount.

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