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Collision Coverage - Auto Insurance & Collision Insurance Guide Lake Havasu City AZ

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents.

American Family Insurance - Agents- Rains Sharon
(928) 704-6333
2164 McCulloch Boulevard North Suite A
Lake Havasu City, AZ
 
Myron-Deschene Insurance Center
(928) 680-6342
2170 McCulloch Boulevard North
Lake Havasu City, AZ
 
Murphy Dan Prudential Insurance Representative
(928) 855-7794
1987 McCulloch Boulevard North Suite 201
Lake Havasu City, AZ
 
Lund- Kathryn S
(928) 453-2244
1915 Mcculloch Blvd N Ste 108
Lake Havasu City, AZ
 
Miller- Deborah J - State Farm Insurance Agent
(928) 854-6693
1600 McCulloch Boulevard North Ste 1-B
Lake Havasu City, AZ
 
American Family Insurance - Agents- Garcia Denise
(928) 718-6303
2164 McCulloch Boulevard North Suite A
Lake Havasu City, AZ
 
Tom W Snyder Insurance
(928) 505-6105
1761 McCulloch Boulevard North Suite H
Lake Havasu City, AZ
 
Colorado River Insurance Center
(928) 855-2742
2005 McCulloch Boulevard
Lake Havasu City, AZ
 
Works- Jean M - State Farm Insurance Agent
(928) 453-2244
1915 McCulloch Boulevard North Ste 108
Lake Havasu City, AZ
 
Ross- Alex R - State Farm Insurance Agent
(928) 855-7677
2138 McCulloch Boulevard North
Lake Havasu City, AZ
 

Collision Coverage - Auto Insurance & Collision Insurance Guide

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Auto Insurance - Collision

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents (such as roll-overs) and even damage by potholes. Collision auto insurance covers the cost of repairs to your car. Period.

This coverage remains in force whether you are at fault in the accident or not.

Collision auto insurance is relatively expensive coverage. If you have a new car collision auto insurance is likely a good investment. If you have a vehicle which you are driving into the ground don't buy collision auto insurance.

Also keep in mind that you can reduce the cost of collision auto insurance coverage by taking a higher deductible. However, this will expose you to higher costs in the case of an accident. You have to weigh the short term benefit and your driving record against the cost of an accident.

One thing to keep in mind: if an accident is not your fault, your auto insurance company will attempt to recover costs from the 'at fault' driver's auto insurance. If they recover their full costs they will refund you the deductible amount.

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