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Collision Coverage - Auto Insurance & Collision Insurance Guide Kearney NE

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents.

Kenton- Larry L
(308) 234-2090
3811 Central Ave
Kearney, NE
 
Allstate Insurance Companies
(308) 237-5622
2022 Avenue A
Kearney, NE
 
Pawloski- Matthew R - State Farm Insurance Agent
(308) 233-3276
216 West 42nd Street
Kearney, NE
 
Nebraska Blue Cross & Blue Shield
(308) 236-4841
1809 West 38th Street
Kearney, NE
 
Allstate Auto Insurance
(888) 355-7971
19136 Harrison St
Omaha, NE
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Cory Kruse Insurance Agcy Inc - State Farm Insurance Agent
(308) 234-2740
3320 2nd Avenue
Kearney, NE
 
Osentowski- Richard A - State Farm Insurance Agent
(308) 234-9713
311 West 11th Street
Kearney, NE
 
Ledroit- Gloria D
(308) 234-9812
201 W 18th St
Kearney, NE
 
Snavely- Kimberly L - State Farm Insurance Agent
(308) 832-2168
243 North Minden Avenue
Minden, NE
 
Allstate Auto Insurance
(888) 355-7971
14441 Dupont Ct
Omaha, NE
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Collision Coverage - Auto Insurance & Collision Insurance Guide

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Auto Insurance - Collision

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents (such as roll-overs) and even damage by potholes. Collision auto insurance covers the cost of repairs to your car. Period.

This coverage remains in force whether you are at fault in the accident or not.

Collision auto insurance is relatively expensive coverage. If you have a new car collision auto insurance is likely a good investment. If you have a vehicle which you are driving into the ground don't buy collision auto insurance.

Also keep in mind that you can reduce the cost of collision auto insurance coverage by taking a higher deductible. However, this will expose you to higher costs in the case of an accident. You have to weigh the short term benefit and your driving record against the cost of an accident.

One thing to keep in mind: if an accident is not your fault, your auto insurance company will attempt to recover costs from the 'at fault' driver's auto insurance. If they recover their full costs they will refund you the deductible amount.

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