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Collision Coverage - Auto Insurance & Collision Insurance Guide Kalispell MT

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents.

Allstate Auto Insurance
(888) 355-7971
1103 S Main St
Kalispell, MT
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
913 WISCONSIN AVE STE 101
Whitefish, MT
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Blue Cross Blue Shield of Montana - HMO Montana
(406) 752-6367
240 West Idaho Street
Kalispell, MT
 
Colin C Andrews Ins Agency Inc - State Farm Insurance Agent
(406) 752-2116
445 Main Street
Kalispell, MT
 
Hometown Insurance Agency
(406) 755-5186
270 2nd Ave W.N.
Kalispell, MT
 
Allstate Auto Insurance
(888) 355-7971
110 Nucleus Ave Ste F
Columbia Falls, MT
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

State Farm Insurance CO
(406) 756-5500
111 1st Avenue East
Kalispell, MT
 
Hanson Keith American West Insurance
(406) 257-9378
1325 USHighway 2 West
Kalispell, MT
 
Grange Insurance Association
(406) 752-8576
750 North Meridian Road
Kalispell, MT
 
Life Investors Insurance
(406) 752-8576
750 North Meridian Road
Kalispell, MT
 

Collision Coverage - Auto Insurance & Collision Insurance Guide

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Auto Insurance - Collision

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents (such as roll-overs) and even damage by potholes. Collision auto insurance covers the cost of repairs to your car. Period.

This coverage remains in force whether you are at fault in the accident or not.

Collision auto insurance is relatively expensive coverage. If you have a new car collision auto insurance is likely a good investment. If you have a vehicle which you are driving into the ground don't buy collision auto insurance.

Also keep in mind that you can reduce the cost of collision auto insurance coverage by taking a higher deductible. However, this will expose you to higher costs in the case of an accident. You have to weigh the short term benefit and your driving record against the cost of an accident.

One thing to keep in mind: if an accident is not your fault, your auto insurance company will attempt to recover costs from the 'at fault' driver's auto insurance. If they recover their full costs they will refund you the deductible amount.

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