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Collision Coverage - Auto Insurance & Collision Insurance Guide Grand Forks ND

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents.

Allstate Insurance Companies
(701) 746-5410
1425 South Columbia Road
Grand Forks, ND
 
Opdahl- Sharon L
(701) 746-0495
2534 17th Ave S
Grand Forks, ND
 
Kouba- Kevin E
(701) 787-8811
724 N Washington St
Grand Forks, ND
 
Farmers Insurance Ageny
(701) 780-8888
1604 South Washington Street
Grand Forks, ND
 
Kouba- Kevin
(701) 772-4813
724 N Washington St
Grand Forks, ND
 
George E Wogaman Agency Incorporated
(701) 772-7108
2612 Gateway Drive
Grand Forks, ND
 
GEICO Insurance
(701) 746-4541
2915 S Washington St
Grand Forks, ND
 
Larson- Marilyn J - State Farm Insurance Agent
(701) 746-9722
2600 Demers Avenue Ste 105
Grand Forks, ND
 
Farmers Insurance
(701) 787-0012
823 Great Plains Court
Grand Forks, ND
 
Randy Fenley Ins Agency INC - State Farm Insurance Agent
(701) 772-5684
2750 South 26th Street Ste A
Grand Forks, ND
 

Collision Coverage - Auto Insurance & Collision Insurance Guide

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Auto Insurance - Collision

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents (such as roll-overs) and even damage by potholes. Collision auto insurance covers the cost of repairs to your car. Period.

This coverage remains in force whether you are at fault in the accident or not.

Collision auto insurance is relatively expensive coverage. If you have a new car collision auto insurance is likely a good investment. If you have a vehicle which you are driving into the ground don't buy collision auto insurance.

Also keep in mind that you can reduce the cost of collision auto insurance coverage by taking a higher deductible. However, this will expose you to higher costs in the case of an accident. You have to weigh the short term benefit and your driving record against the cost of an accident.

One thing to keep in mind: if an accident is not your fault, your auto insurance company will attempt to recover costs from the 'at fault' driver's auto insurance. If they recover their full costs they will refund you the deductible amount.

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